Hyundai Kona Insurance Rates

Comparing auto insurance by getting online quotes can be fast and easy and there is a good chance you will probably save money. The most important part is to compare rates from as many companies as possible so you can compare all your choices.

If you've never shopped for auto insurance online, you can be overwhelmed by the hoards of online auto insurance companies and websites competing for your business. Getting cheaper insurance rates can be relatively painless. The only requirement is to invest a few minutes comparing rates provided by online insurance companies. This can be done by visiting this page.

Insurance rates for your Hyundai Kona will vary greatly depending on several factors. Some of these factors include:

• A clean driving record keeps rates low
• Your credit history
• Your location impacts rates
• High miles vs. low miles
• Male drivers pay higher rates
• Higher deductibles save money
• Safety rating of your Kona
• No claims lowers premiums
• Maintaining coverage lowers rates
• Whether you own your home

One last important factor that can impact the rate you pay on your Hyundai is the year of manufacture. A newer vehicle have a higher value so the cost to replace them will push premiums up. But new Hyundai models may have options including traction control, tire pressure monitors, a collision avoidance system, and a telematics system so those may provide discounts that lower premiums.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle below.

• 2018 Hyundai Kona Insurance Rates

Liability

This coverage provides protection from damage that occurs to other's property or people. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so purchase as much as you can afford.

Auto collision coverage

This coverage pays to fix your vehicle from damage resulting from colliding with another car or object. You have to pay a deductible then your collision coverage will kick in. Collision coverage makes up a good portion of your premium, so you might think about dropping it from vehicles that are 8 years or older. Another option is to choose a higher deductible to save money on collision insurance.

Comprehensive or Other Than Collision

Comprehensive insurance coverage will pay to fix damage OTHER than collision with another vehicle or object. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The maximum amount you'll receive from a claim is the ACV or actual cash value, so if the vehicle is not worth much consider removing comprehensive coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage gives you protection when the "other guys" either have no liability insurance or not enough. Because many people only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is a good idea.

Medical costs insurance

Medical payments and Personal Injury Protection insurance pay for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. The coverages can be utilized in addition to your health insurance plan or if there is no health insurance coverage. Personal Injury Protection is not universally available but can be used in place of medical payments coverage.

How Much are Hyundai Kona Insurance Rates?