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Honda Prelude Insurance Rates

Shopping for car insurance online is easy and there is a good chance you may find lower rates. The key is to take the time to get rates from all companies in order to accurately compare the lowest priced insurance.

Consumers not familiar with shopping for insurance may think purchasing low-cost Prelude insurance is very challenging. The are a couple different ways to compare rate quotes and find the best price. The best method to find the cheapest Prelude insurance cost consists of shopping online. This can be accomplished by getting a quick quote here.

Insurance premiums on a Honda Prelude can vary widely based upon several criteria. Some of these factors include:

  • Your driving record
  • Credit rating
  • Male drivers pay higher rates
  • The deductible you choose
  • Safety rating of your Prelude
  • Your job
  • Insurance coverage level
  • Whether you own your home

One important consideration that will help determine your rates is the age of the vehicle. Older cars and trucks cost less compared to new Honda models so the cost to replace them will push premiums down. Although new Honda models have more advanced features included like adaptive headlights, sideview assist mirrors, automatic crash notification, and pedestrian detection which can help offset higher rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle below.

Liability coverage - Liability insurance provides protection from damage that occurs to people or other property by causing an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so buy higher limits if possible.

Collision coverage - Collision coverage pays to fix your vehicle from damage resulting from a collision with another car or object. You will need to pay your deductible and then insurance will cover the remainder. Collision coverage for your Prelude can be pricey, so consider dropping it from lower value vehicles. Drivers also have the option to increase the deductible in order to get cheaper Prelude insurance rates.

Comprehensive coverage - This coverage covers damage OTHER than collision with another vehicle or object. You first have to pay a deductible then your comprehensive coverage will pay. The maximum payout you'll receive from a claim is the actual cash value, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage provides protection from other motorists when they either have no liability insurance or not enough. Due to the fact that many drivers carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is important protection for you and your family.

Medical payments coverage and PIP - Medical payments and Personal Injury Protection insurance provide coverage for short-term medical expenses like nursing services, prosthetic devices, and dental work. They can be used in conjunction with a health insurance policy or if you are not covered by health insurance. PIP is not universally available and may carry a deductible.

How Much are Honda Prelude Insurance Rates?