Vehicles > Honda > Insight

Honda Insight Insurance Rates

Drivers have lots of options when shopping for insurance coverage for your Honda vehicle. You can either buy through an agent or price shop online to check prices from multiple insurance companies. Finding cheaper auto insurance on the web is simple to do, plus you can save money.

Finding the best direct price on auto insurance can be difficult if you have never used online quoting. But don't let that discourage you because it's actually quite easy. Getting better Insight insurance cost isn't really that difficult. Just take time getting comparison quotes online with multiple companies. It is quite easy and can be accomplished by completing this short form.

Premiums are calculated by...

Car insurance premiums for a Honda Insight can fluctuate considerably subject to many criteria. Including but not limited to:

  • More performance equals higher cost
  • Accidents raise premiums
  • Home/auto policy bundles save money
  • Use of your vehicle
  • Young drivers cost more
  • Having a spouse can save money
  • Add-on coverages such as rental reimbursement
  • Your claim history
  • Maintaining coverage lowers rates
  • Home ownership saves money

An additional factor which can affect Insight insurance rates is the year of the vehicle. New vehicles have a higher actual cash value than older models so the payout to repair may result in higher rates. But more recent Honda vehicles may have safety features including dual-stage airbags, a telematics system, and pedestrian detection which may give discounted rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Insight from the list below.

Liability car insurance - Insight liability coverage will cover damage or injury you incur to other people or property that is your fault. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so you should buy as high a limit as you can afford.

Collision coverage - This will pay to fix damage to your Honda caused by collision with a stationary object or other vehicle. A deductible applies and the rest of the damage will be paid by collision coverage. Insight collision insurance is rather expensive coverage, so consider removing coverage from older vehicles. It's also possible to raise the deductible to save money on collision insurance.

Comprehensive auto insurance - Comprehensive insurance pays to fix your vehicle from damage from a wide range of events other than collision. You need to pay your deductible first and then insurance will cover the rest of the damage. The most your auto insurance company will pay is the market value of your vehicle, so if the vehicle's value is low it's not worth carrying full coverage.

Uninsured/Underinsured Motorist coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle when the "other guys" are uninsured or don't have enough coverage. Since a lot of drivers have only the minimum liability required by law, their limits can quickly be used up. For this reason, having high UM/UIM coverages should not be overlooked.

Coverage for medical expenses - Personal Injury Protection (PIP) and medical payments coverage reimburse you for immediate expenses such as EMT expenses, pain medications, and nursing services. They are used to fill the gap from your health insurance program or if there is no health insurance coverage. Personal injury protection coverage is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Honda Insight Insurance Rates?