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Honda CR-Z Insurance Quotes

You have many choices when looking for the best insurance on your Honda vehicle. You can either buy through a local agent or price shop online to check prices from many different auto insurance companies. Comparing auto insurance through online rate quotes is simple to do, in addition you might just save a little.

Using the web to shop for auto insurance direct can be complicated if you have never used online quoting. But don't let that discourage you because comparing prices is actually very simple. Reducing your Honda CR-Z insurance cost can be surprisingly simple. All that's required is to spend a few minutes on the computer to get quotes online with multiple companies. This can be done by completing this short form.

Criteria which help determine Honda CR-Z insurance rates

Auto insurance rates for a Honda CR-Z can fluctuate considerably subject to many criteria. A few of these criteria are:

  • More performance equals higher cost
  • Accidents raise premiums
  • Home and auto can earn discounts
  • Use of your vehicle
  • Your age
  • Having a spouse can save money
  • Optional coverages like vehicle replacement
  • Claims drive up premiums
  • Having continuous coverage saves you money
  • Owning a home can lower rates

A final factor that can impact Honda CR-Z insurance quotes is the model year. New vehicles have a higher value in comparison to later models so the payout to repair may result in higher rates. Although newer models may have a trim level with safety features included like tire pressure monitors, autonomous braking, a collision avoidance system, and anti-lock brakes which may give discounted rates.

To get a better understanding how much rates will be for your vehicle, select the year of your CR-Z from the following list.

Auto liability

Honda CR-Z liability coverage protects you from injuries or damage you cause to other people or property. Liability can pay for claims such as funeral expenses, loss of income, and emergency aid. This coverage is usually fairly inexpensive so consider buying as high a limit as you can afford.

Collision coverage protection

This coverage pays for damage to your Honda caused by collision with another vehicle or an object, but not an animal. A deductible applies and the rest of the damage will be paid by collision coverage. Honda CR-Z collision insurance is rather expensive coverage, so consider removing coverage from vehicles that are older. It's also possible to bump up the deductible in order to get cheaper Honda CR-Z insurance quotes.

Comprehensive auto coverage

Comprehensive insurance pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first and the remainder of the damage will be paid by your Honda CR-Z comprehensive insurance. The most a auto insurance company will pay at claim time is the market value of your vehicle, so if the vehicle's value is low consider dropping full coverage.

Coverage for uninsured or underinsured drivers

This coverage protects you and your vehicle from other motorists when they do not carry enough liability coverage. Because many people have only the minimum liability required by law, their limits can quickly be used up. This is the reason having UM/UIM coverage is a good idea.

Medical payments and PIP coverage

Med pay and PIP coverage reimburse you for bills (i.e. ambulance fees, surgery, and doctor visits). They are used to fill the gap from your health insurance program or if you are not covered by health insurance. Personal injury protection coverage is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Honda CR-Z Insurance Rates?