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Honda CR-V Insurance Cost

You have lots of choices when finding cheaper insurance coverage on your Honda vehicle. You can buy from an agent or get quotes online to check prices from multiple companies. Comparing auto insurance online saves time, is easy to do and at the same time you can save money.

Using the web to shop for auto insurance direct is challenging if you are a beginner to quoting online. But don't let that discourage you because it's actually quite easy. Finding cheaper coverage prices is not rocket science. All you need to do is take the time getting comparison quotes online from several insurance companies. This can be done by completing this short form.

What factors determine car insurance premiums?

Car insurance premiums for a Honda CR-V can be significantly different and are calculated by many factors. Taken into consideration are:

  • High performance increases premiums
  • How many accidents you have had
  • Home and auto can earn discounts
  • Use of your vehicle
  • Special coverage such as replacement cost
  • Your claim history
  • Having continuous coverage saves you money
  • Whether you rent or own your home

An additional factor that can impact Honda CR-V insurance cost is the year of the vehicle. New vehicles have a higher value than older models so the costs to repair may end up costing you more. Although more recent Honda vehicles may have safety features included like forward-collision avoidance, sideview assist mirrors, and all-wheel drive that may help give discounted rates.

To get a better understanding how much rates will be for your vehicle, select the year of your CR-V from available model years below.

Liability coverage

This will cover damages or injuries you inflict on other people or property. Liability coverage protects against things such as emergency aid, pain and suffering, and medical services. It is cheap coverage so you should buy as large an amount as possible.

Collision protection

This coverage will pay to fix damage to your Honda caused by collision with an object or car. You first must pay a deductible then the remaining damage will be paid by your insurance company. Honda CR-V collision insurance is rather expensive coverage, so analyze the benefit of dropping coverage from older vehicles. It's also possible to raise the deductible in order to get cheaper Honda CR-V insurance cost.

Comprehensive coverage

Comprehensive insurance pays to fix your vehicle from damage that is not covered by collision coverage. You first must pay your deductible and then insurance will cover the rest of the damage. The highest amount you can receive from a comprehensive claim is the cash value of the vehicle, so if the vehicle's value is low it's not worth carrying full coverage.

Uninsured or underinsured coverage

This protects you and your vehicle from other motorists when they are uninsured or don't have enough coverage. Because many people have only the minimum liability required by law, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is a good idea.

Medical payments coverage and PIP

Personal Injury Protection (PIP) and medical payments coverage kick in for expenses such as doctor visits, EMT expenses, and X-ray expenses. They are used to fill the gap from your health insurance policy or if you are not covered by health insurance. PIP coverage is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Honda CR-V Insurance Rates?