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Honda Clarity Insurance Rates

Comparing car insurance through online companies is simple to do and there is a good chance you will probably save money. The critical component is to compare rates from as many companies as possible so you can get all your choices.

Using the web to shop for car insurance direct can be a challenge if you have never used online rate quotes. Don't let that stop you because there is an easy way to compare rates. To find the best car insurance prices, there are several ways to compare rate quotes from car insurance companies in your area. The fastest way to find competitive Clarity insurance quotes involves getting comparison quotes online. This can be accomplished by completing this short form.

Insurance rates for your Honda Clarity will vary greatly subject to many criteria. Some of these factors include:

  • Traffic citations increase rates
  • Your credit history
  • Your location impacts rates
  • High miles vs. low miles
  • Male drivers pay higher rates
  • Low deductibles cost more
  • Safety rating of your Clarity
  • Your profession
  • The amount of protection requested
  • Whether you own your home

One last important factor that can impact the rate you pay on your Honda is the year of manufacture. Used vehicles cost less so the payout to repair can decrease annual premiums. But new Honda models may have options including pedestrian detection, a collision avoidance system, and adaptive headlights so those may give discounted rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle below.

Coverage for liability

Clarity liability coverage provides protection from damage that occurs to other's property or people. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so purchase as much as you can afford.

Auto collision coverage

This coverage pays to fix your vehicle from damage resulting from colliding with another car or object. You have to pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage makes up a good portion of your premium, so consider removing coverage from vehicles that are 8 years or older. It's also possible to choose a higher deductible to save money on collision insurance.

Comprehensive coverage (or Other than Collision)

Comprehensive insurance coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The maximum amount you'll receive from a claim is the market value of your vehicle, so if the vehicle's value is low consider removing comprehensive coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage protects you and your vehicle when the "other guys" either have no liability insurance or not enough. Because many people have only the minimum liability required by law, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is a good idea.

Insurance for medical payments

Medical payments and Personal Injury Protection insurance reimburse you for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are utilized in addition to your health insurance plan or if there is no health insurance coverage. Personal injury protection coverage is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Honda Clarity Insurance Rates?