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Honda Civic CRX Insurance Rates

There are many options when buying insurance for your Honda vehicle. You can either buy through a local agent or get quotes online to compare pricing from car insurance companies. Comparing car insurance from online rate quotes saves time, is easy to do and there is a good chance you might just save a little.

Using the web to shop for car insurance direct can be a challenge if you are a beginner to online rate quotes. Don't let that stop you because comparing prices is actually very simple. When shopping for car insurance there are multiple ways to get quotes and find the best price. The recommended way to find the lowest Civic CRX insurance cost involves getting comparison quotes online. This can be accomplished by visiting this page.

Auto insurance rates for your Honda Civic CRX will vary greatly and are calculated by many factors. Some of these factors include:

  • High performance increases premiums
  • Your accident history
  • Home and auto can earn discounts
  • Pleasure, commuting or business use can affect rates
  • Extra coverages like towing and rental
  • What you do for a living
  • Insurance coverage level
  • Whether you own your home

A final factor that can impact Civic CRX insurance rates is the model year. Used vehicles cost less in comparison to older models so the payout to repair may end up costing you less. Although more recent Honda vehicles may have a trim level with safety features included like adaptive cruise control, anti-lock brakes, and active head restraints so those may provide discounts that lower premiums.

To get a better understanding how much rates will be for your vehicle, select the year of your Civic CRX below.

Liability insurance - This will cover damage that occurs to other's property or people. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so consider buying as much as you can afford.

Collision coverage - This coverage will pay to fix damage to your Honda resulting from colliding with another car or object. You have to pay a deductible then the remaining damage will be paid by your insurance company. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from vehicles that are older. Another option is to bump up the deductible in order to get cheaper Civic CRX insurance rates.

Comprehensive protection - Comprehensive insurance coverage will pay to fix damage OTHER than collision with another vehicle or object. You first must pay your deductible and the remainder of the damage will be paid by your Honda Civic CRX comprehensive insurance. The maximum amount you'll receive from a claim is the cash value of the vehicle, so if the vehicle is not worth much it's not worth carrying full coverage.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage gives you protection from other motorists when they are uninsured or don't have enough coverage. Because many people only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage is a good idea.

Medical expense coverage - Personal Injury Protection (PIP) and medical payments coverage kick in for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). The coverages can be utilized in addition to your health insurance plan or if you are not covered by health insurance. PIP coverage is only offered in select states but can be used in place of medical payments coverage.

How Much are Honda Civic CRX Insurance Rates?