Honda Accord Insurance - Compare and Save

You have many choices when attempting to insure your Honda vehicle. You can either contact an insurance agent or price shop online to compare insurance costs of companies. Finding cheaper car insurance by quoting online is simple to do, in addition you may find lower rates.

Finding the best direct price on car insurance can be complicated if you have never used quoting online. Don't let that stop you because we're going to show you how. The are a couple different ways to compare rate quotes from local car insurance companies. The fastest way to find the cheapest Accord insurance quotes is to perform an online rate comparison. This is very easy and can be done by getting a quick quote here.

Criteria which help determine your insurance rates

Insurance premiums for your Honda Accord can be significantly different subject to many criteria. A few of these criteria are:

More performance equals higher cost
How many accidents you have had
Home/auto policy bundles save money
Pleasure, commuting or business use can affect rates
Optional coverages like vehicle replacement
Your job
Your coverage level
Owning a home can lower rates

One important consideration which can affect your rates is the age of the vehicle. Models that are a few years old have a much lower replacement value compared to new Honda models so the payout to repair can decrease annual premiums. On the flip side, new Honda models have more advanced features like adaptive headlights, anti-lock brakes, traction control, and a telematics system that may help help offset higher rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Accord from the following list.

Liability coverages

Accord liability coverage provides protection from injuries or damage you cause to other's property or people that is your fault. Liability coverage protects against claims such as funeral expenses, loss of income, and emergency aid. This coverage is usually fairly inexpensive so buy as large an amount as possible.

Auto collision coverage

This pays to fix your vehicle from damage resulting from colliding with another vehicle or an object, but not an animal. You first must pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage makes up a good portion of your premium, so consider removing coverage from lower value vehicles. Drivers also have the option to increase the deductible to get cheaper Accord insurance rates.

Comprehensive coverages

Comprehensive insurance coverage covers damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first then your comprehensive coverage will pay. The highest amount a car insurance company will pay at claim time is the market value of your vehicle, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

This coverage provides protection when other motorists either have no liability insurance or not enough. Since a lot of drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Coverage for medical payments

Medical payments and Personal Injury Protection insurance reimburse you for bills like ambulance fees, surgery, and doctor visits. They can be utilized in addition to your health insurance policy or if you lack health insurance entirely. Personal injury protection coverage is not universally available and may carry a deductible.

How Much are Honda Accord Insurance Rates?