GMC Sierra 1500 Classic Insurance

Shopping for car insurance by quoting online saves time, is easy to do, plus you may find lower rates. The key to finding lower rates is to compare rates from all providers in order to have every company's rates.

Comparing car insurance rates direct online can be difficult if you are a beginner to online rate quotes. But relax because we're going to show you how. The are a couple different ways to get quotes from car insurance companies in your area. The simplest method to compare Sierra 1500 Classic insurance cost consists of shopping online. This can be done by comparing rates here.

Car insurance rates influenced by...

Insurance premiums paid to insure a GMC Sierra 1500 Classic will vary greatly and are calculated by many factors. Including but not limited to:

Tickets increase premiums
Your credit history
Where you reside can make a big difference
Annual mileage can affect rates
Men typically pay more than women
Deductible amount directly impacts your rate
Crash test rating for your Sierra 1500 Classic
Your job
The amount of protection requested
Home ownership saves money

One important consideration that will help determine your rates is the age of the vehicle. Older cars and trucks have a lower value compared to new GMC models so the costs to repair may end up costing you less. But more recent GMC vehicles have more advanced features including tire pressure monitors, a telematics system, autonomous braking, and adaptive headlights so those may lower rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

2007 GMC Sierra 1500 Classic Insurance Rates

Liability coverages

This will cover damage or injury you incur to a person or their property by causing an accident. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so buy as much as you can afford.

Coverage for collisions

Collision coverage will pay to fix damage to your GMC from colliding with a stationary object or other vehicle. You have to pay a deductible then the remaining damage will be paid by your insurance company. This coverage can be expensive, so analyze the benefit of dropping coverage from lower value vehicles. You can also increase the deductible to save money on collision insurance.

Comprehensive coverages

This pays for damage from a wide range of events other than collision. You first must pay your deductible then your comprehensive coverage will pay. The maximum amount your car insurance company will pay is the cash value of the vehicle, so if it's not worth much more than your deductible it's not worth carrying full coverage.

Protection from uninsured/underinsured drivers

Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants when the "other guys" are uninsured or don't have enough coverage. Due to the fact that many drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is important protection for you and your family.

Coverage for medical payments

Personal Injury Protection (PIP) and medical payments coverage kick in for immediate expenses like EMT expenses, pain medications, and nursing services. They are often used to cover expenses not covered by your health insurance plan or if there is no health insurance coverage. PIP coverage is only offered in select states and gives slightly broader coverage than med pay.

How Much are GMC Sierra 1500 Classic Insurance Rates?