Vehicles > GMC > Safari

GMC Safari Insurance Cost

You have lots of choices when shopping for car insurance for your GMC vehicle. You can either buy through an agent or go online to compare insurance costs of lots of different providers. Comparing car insurance through online providers can be fast and easy and at the same time you can save money.

If you've never shopped for car insurance online, it's easy to be confused by the hoards of companies offering insurance. There are several ways to get quotes from different insurance companies. By far the easiest way to find the cheapest Safari insurance rates involves getting comparison quotes online. It is quite easy and can be accomplished by getting a quick quote here.

Which factors influence the rate you pay?

Car insurance premiums on a GMC Safari will vary greatly depending on several factors. Taken into consideration are:

  • Higher performance Safari vehicles cost more
  • Your accident history
  • Home and auto can earn discounts
  • Pleasure use vs. commuting use
  • Young drivers cost more
  • Being married may save money
  • Special coverage such as replacement cost
  • Your occupation
  • The level of coverage
  • Whether you rent or own your home

An additional factor that can impact Safari insurance cost is the year of the vehicle. Used vehicles have a reduced actual cash value than newer models so the cost to replace them may result in lower rates. Conversely, more recent GMC vehicles may have safety features such as forward-collision avoidance, a collision avoidance system, a backup camera, and automatic crash notification so those may help offset higher rates.

To get a better idea how much rates will be for your vehicle, select the year of your Safari from available model years below.

Liability auto insurance

This coverage will cover damages or injuries you inflict on people or other property. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so you should buy as much as you can afford.

Collision insurance

This coverage will pay to fix damage to your GMC resulting from a collision with an object or car. You have to pay a deductible then your collision coverage will kick in. Collision coverage for your Safari can be pricey, so you might think about dropping it from older vehicles. Drivers also have the option to raise the deductible to bring the cost down.

Comprehensive (Other than Collision)

This coverage covers damage that is not covered by collision coverage. A deductible will apply and then insurance will cover the rest of the damage. The maximum amount you can receive from a comprehensive claim is the ACV or actual cash value, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

This provides protection from other drivers when they are uninsured or don't have enough coverage. Because many people carry very low liability coverage limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage is a good idea.

Medical expense insurance

Personal Injury Protection (PIP) and medical payments coverage pay for expenses such as doctor visits, EMT expenses, and X-ray expenses. They can be used in conjunction with a health insurance plan or if you do not have health coverage. Personal Injury Protection is only offered in select states and may carry a deductible.

How Much are GMC Safari Insurance Rates?