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Ford Transit Connect Insurance Rates

Drivers have lots of options when insurance shopping for your Ford vehicle. You can buy from your neighborhood insurance agent or get quotes online to check prices from many different companies. Finding cheaper auto insurance from online companies saves time, is easy to do, plus you will probably save money.

Finding the best direct price on auto insurance can be difficult if you are a beginner to online rate quotes. But don't be discouraged because there is an easy way to compare rates. Cutting your Transit Connect insurance cost is actually quite simple. Drivers just need to take a couple of minutes comparing rates online from several insurance companies. It is quite easy and can be accomplished by completing this short form.

Premiums are calculated by...

Insurance rates on a Ford Transit Connect will vary greatly and are calculated by many factors. Including but not limited to:

  • High performance increases premiums
  • Your accident history
  • Home/auto policy bundles save money
  • Pleasure use vs. commuting use
  • Add-on coverages such as rental reimbursement
  • No claims lowers premiums
  • Having continuous coverage saves you money
  • Home ownership saves money

One last important factor which can affect the rate you pay on your Ford is the year of manufacture. New vehicles have a higher actual cash value so the costs to repair will push premiums up. Although more recent Ford vehicles may have options included like anti-lock brakes, pedestrian detection, active head restraints, and an advanced theft deterrent system so those may give discounted rates.

To get a better understanding how much rates will be for your vehicle, select the year of your Transit Connect from the list below.

Liability coverage - This will cover damage or injury you incur to people or other property that is your fault. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so purchase as much as you can afford.

Collision - This will pay to fix damage to your Ford resulting from a collision with a stationary object or other vehicle. You have to pay a deductible then the remaining damage will be paid by your insurance company. Collision coverage for your Transit Connect can be pricey, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. It's also possible to choose a higher deductible in order to get cheaper Transit Connect insurance rates.

Comprehensive coverage - This coverage pays to fix your vehicle from damage from a wide range of events other than collision. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage. The maximum amount your auto insurance company will pay is the cash value of the vehicle, so if the vehicle's value is low it's not worth carrying full coverage.

UM/UIM Coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle from other motorists when they are uninsured or don't have enough coverage. Since a lot of drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage should not be overlooked.

Medical payments coverage and PIP - Personal Injury Protection (PIP) and medical payments coverage kick in for immediate expenses for things like EMT expenses, pain medications, and nursing services. They are used in conjunction with a health insurance plan or if you are not covered by health insurance. PIP coverage is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Ford Transit Connect Insurance Rates?