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Ford Thunderbird Insurance Rates

Drivers have lots of options when comparing insurance rates on your Ford vehicle. You can buy from your neighborhood insurance agent or price shop online to compare insurance costs of a lot of car insurance companies. Comparing car insurance through online companies is simple to do, plus you will probably save money.

Using the web to shop for car insurance direct can be difficult if you have never used online quoting. But don't be discouraged because there is an easy way to compare rates. To find the best car insurance prices, there are several ways of comparing rates from car insurance companies in your area. One of the best ways to find the cheapest Thunderbird insurance cost involves getting comparison quotes online. This can be done by getting a quick quote here.

Rates are determined by the following

Insurance rates on a Ford Thunderbird can fluctuate considerably subject to many criteria. Including but not limited to:

  • More performance equals higher cost
  • Accidents raise premiums
  • Home and auto can earn discounts
  • Pleasure use vs. commuting use
  • Your birth date
  • Being married may save money
  • Add-on coverages such as rental reimbursement
  • Your profession
  • The amount of protection requested
  • Home ownership saves money

One last important factor that can impact the rate you pay on your Ford is the year of manufacture. Used vehicles have a lower value so the cost to replace them can decrease annual premiums. But newer vehicles may have options including anti-lock brakes, adaptive headlights, blind-spot warning system, and a backup camera which may help offset higher rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Thunderbird from the list below.

Coverage for liability - Thunderbird liability coverage can cover damage or injury you incur to people or other property. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so purchase as high a limit as you can afford.

Collision coverages - This coverage covers damage to your Ford resulting from a collision with a stationary object or other vehicle. A deductible applies and the rest of the damage will be paid by collision coverage. Collision coverage for your Thunderbird can be pricey, so consider removing coverage from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible to save money on collision insurance.

Comprehensive coverage (or Other than Collision) - This coverage covers damage from a wide range of events other than collision. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The most your car insurance company will pay is the market value of your vehicle, so if your deductible is as high as the vehicle's value it's probably time to drop comprehensive insurance.

Uninsured and underinsured coverage - Uninsured or Underinsured Motorist coverage provides protection when the "other guys" either are underinsured or have no liability coverage at all. Because many people carry very low liability coverage limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages is a good idea.

Insurance for medical payments - Coverage for medical payments and/or PIP reimburse you for immediate expenses for things like EMT expenses, pain medications, and nursing services. They can be used in conjunction with a health insurance program or if there is no health insurance coverage. Personal injury protection coverage is not an option in every state and may carry a deductible.

How Much are Ford Thunderbird Insurance Rates?