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Ford Probe Insurance Quotes

Shopping for car insurance on the web is simple to do and there is a good chance you will probably save money. The critical component is to take the time to get as many rate quotes as possible in order to accurately compare every possible rate.

Comparing car insurance rates direct online can be a challenge if you have never used online quotes. But don't let that discourage you because there is an easy way to compare rates. To find the best car insurance prices, there are several ways of comparing rates from car insurance companies in your area. The best way to find the cheapest Probe insurance cost consists of shopping online. This can be accomplished by getting a quick quote here.

Insurance rates for a Ford Probe can vary widely subject to many criteria. Some of these factors include:

  • Traffic citations increase rates
  • Credit rating
  • Where you reside can make a big difference
  • How many miles you drive
  • Male rates may be higher
  • The deductible you choose
  • Safety rating of your Probe
  • Your profession
  • The amount of protection requested
  • Whether you own your home

One last important factor that will help determine the rate you pay on your Ford is the year of manufacture. Older cars and trucks cost less so repair costs tend to be lower which can decrease annual premiums. But newer vehicles may have options including a collision avoidance system, sideview assist mirrors, a backup camera, and a telematics system which can help offset higher rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle below.

Liability car insurance

Probe liability coverage can cover damage that occurs to other people or property by causing an accident. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so purchase higher limits if possible.

Collision coverage protection

Collision coverage covers damage to your Ford caused by collision with another car or object. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. Probe collision insurance is rather expensive coverage, so consider removing coverage from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible to save money on collision insurance.

Comprehensive car insurance

Comprehensive insurance covers damage OTHER than collision with another vehicle or object. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The maximum payout you'll receive from a claim is the market value of your vehicle, so if your deductible is as high as the vehicle's value it's probably time to drop comprehensive insurance.

Coverage for uninsured or underinsured drivers

Your UM/UIM coverage provides protection when the "other guys" either are underinsured or have no liability coverage at all. Due to the fact that many drivers carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is important protection for you and your family.

Coverage for medical expenses

Coverage for medical payments and/or PIP reimburse you for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They can be used to fill the gap from your health insurance policy or if there is no health insurance coverage. Personal injury protection coverage is not an option in every state and may carry a deductible.

How Much are Ford Probe Insurance Rates?