Ford Mustang Insurance - Compare and Save

Comparing car insurance by quoting online is simple to do, plus you will probably save money. The critical component is to take the time to get rates from as many companies as possible so you can compare all your choices.

Using the web to shop for car insurance direct can be difficult if you have never used online quotes. Don't let that stop you because there is an easy way to compare rates. To find the best car insurance prices, there are several ways to compare rate quotes from car insurance companies in your area. The fastest way to find the lowest Mustang insurance quotes involves getting comparison quotes online. This can be done by visiting this page.

Rates are determined by these things

Insurance rates for your Ford Mustang can vary widely subject to many criteria. Including but not limited to:

Traffic citations increase rates
Credit rating
Your location impacts rates
High miles vs. low miles
Male drivers pay higher rates
Higher deductibles save money
Crash test rating for your Mustang
Your profession
The amount of protection requested
Home ownership saves money

One last important factor that can impact the rate you pay on your Ford is the year of manufacture. Used vehicles have a lower value so the payout to repair can decrease annual premiums. But new Ford models may have options including adaptive headlights, anti-lock brakes, traction control, and a telematics system which can provide discounts that lower premiums.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability coverages

Mustang liability coverage provides protection from damage or injury you incur to other's property or people. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so purchase higher limits if possible.

Auto collision coverage

This coverage pays to fix your vehicle from damage resulting from colliding with a stationary object or other vehicle. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. Collision coverage makes up a good portion of your premium, so consider removing coverage from vehicles that are 8 years or older. Another option is to choose a higher deductible to save money on collision insurance.

Comprehensive coverages

Comprehensive insurance coverage will pay to fix damage from a wide range of events other than collision. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The maximum payout your car insurance company will pay is the market value of your vehicle, so if the vehicle is not worth much consider removing comprehensive coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Uninsured or Underinsured Motorist coverage gives you protection when the "other guys" either have no liability insurance or not enough. Because many people only purchase the least amount of liability that is required, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is a good idea.

Coverage for medical payments

Medical payments and Personal Injury Protection insurance reimburse you for immediate expenses for things like EMT expenses, pain medications, and nursing services. The coverages can be utilized in addition to your health insurance policy or if there is no health insurance coverage. Personal injury protection coverage is not universally available but can be used in place of medical payments coverage.

How Much are Ford Mustang Insurance Rates?