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Ford Flex Insurance Rates

There are many options when buying insurance for your Ford vehicle. You can buy direct from a local agent or price shop online to compare rates from many different auto insurance companies. Finding cheaper auto insurance through online rate quotes is simple to do and there is a good chance you might just save a little.

Finding the best direct price on auto insurance can be a challenge if you have never used online quotes. But don't let that discourage you because comparing prices is actually very simple. Finding lower Flex insurance cost can be surprisingly simple. You just have to spend a little time to get quotes online with multiple companies. It is quite easy and can be accomplished by comparing rates here.

Auto insurance rates for a Ford Flex can vary widely subject to many criteria. Some of these factors include:

  • More performance equals higher cost
  • Any accidents you may have
  • Home/auto policy bundles save money
  • Use of your vehicle
  • Your age
  • Whether you are married
  • Extra coverages like towing and rental
  • Claims drive up premiums
  • No coverage lapses saves money
  • Whether you own your home

A final factor which can affect Flex insurance rates is the model year. Newer models have a higher actual cash value in comparison to later models so the payout to repair can inflate annual premiums. Conversely, newer models may have a trim level with safety features such as dual-stage airbags, all-wheel drive, blind-spot warning system, and tire pressure monitors which can lower rates.

To get a better idea how much rates will be for your vehicle, select the year of your Flex below.

Auto liability - Flex liability coverage protects you from damage that occurs to other people or property that is your fault. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so consider buying higher limits if possible.

Collision coverage - This pays for damage to your Ford caused by collision with another car or object. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. Flex collision insurance is rather expensive coverage, so consider removing coverage from vehicles that are older. You can also bump up the deductible to bring the cost down.

Comprehensive auto coverage - Comprehensive insurance pays for damage OTHER than collision with another vehicle or object. You need to pay your deductible first and the remainder of the damage will be paid by your Ford Flex comprehensive insurance. The maximum payout you'll receive from a claim is the market value of your vehicle, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage protects you and your vehicle's occupants from other drivers when they do not carry enough liability coverage. Since a lot of drivers only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage should not be overlooked.

Medical payments and PIP coverage - Med pay and PIP coverage reimburse you for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They are often used to fill the gap from your health insurance policy or if you do not have health coverage. Personal injury protection coverage is not available in all states and gives slightly broader coverage than med pay.

How Much are Ford Flex Insurance Rates?