Ford Five Hundred Insurance

Drivers have lots of options when attempting to insure your Ford vehicle. You can get prices from an agent or get quotes online to check prices from many different companies. Comparing car insurance from online companies saves time, is easy to do, plus you can save money.

Using the web to shop for car insurance direct can be difficult if you are a beginner to online quoting. Don't let that stop you because it's actually quite easy. There are several ways to compare rate quotes from different insurance companies. The fastest way to find competitive Five Hundred insurance quotes involves getting comparison quotes online. This can be done by completing this short form.

Rates are determined by these things

Car insurance premiums for your Ford Five Hundred can fluctuate considerably and are calculated by many factors. Including but not limited to:

High performance increases premiums
Accidents raise premiums
Home and auto can earn discounts
Pleasure, commuting or business use can affect rates
Add-on coverages such as rental reimbursement
Your occupation
The level of coverage
Home ownership saves money

An additional factor that can impact Five Hundred insurance rates is the year of the vehicle. Used vehicles have a lower value than newer models so the payout to repair may end up costing you less. Conversely, new Ford models may have safety features such as an advanced theft deterrent system, all-wheel drive, and traction control which may give discounted rates.

To get a better idea how much rates will be for your vehicle, select the year of your Five Hundred from the list below.

Liability coverage

This provides protection from damage or injury you incur to other's property or people. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so you should buy as high a limit as you can afford.

Auto collision coverage

This coverage pays to fix your vehicle from damage resulting from colliding with a stationary object or other vehicle. A deductible applies then the remaining damage will be paid by your insurance company. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from older vehicles. It's also possible to raise the deductible to bring the cost down.

Comprehensive coverage

Comprehensive insurance coverage pays to fix your vehicle from damage from a wide range of events other than collision. You first must pay your deductible and then insurance will cover the rest of the damage. The most your car insurance company will pay is the cash value of the vehicle, so if the vehicle's value is low consider removing comprehensive coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Uninsured or Underinsured Motorist coverage protects you and your vehicle from other drivers when they either have no liability insurance or not enough. Because many people have only the minimum liability required by law, their limits can quickly be used up. So UM/UIM coverage is a good idea.

Medical payments coverage and PIP

Medical payments and Personal Injury Protection insurance kick in for immediate expenses such as EMT expenses, pain medications, and nursing services. They are utilized in addition to your health insurance program or if you do not have health coverage. PIP coverage is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Ford Five Hundred Insurance Rates?