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Ford F-350 Insurance Cost

Comparing car insurance by comparing rates online can be fast and easy and there is a good chance you will probably save money. The most important part is to get rates from all companies so you can compare the lowest rate quotes.

If you've never shopped for car insurance online, you can be overwhelmed by the hoards of companies competing for your business. To find the best car insurance prices, there are several ways to compare quotes from car insurance companies in your area. By far the easiest way to find the lowest Ford F-350 insurance rates involves getting comparison quotes online. This can be accomplished by visiting this page.

Insurance rates on a Ford F-350 can fluctuate considerably depending on several factors. Some of these factors include:

  • A clean driving record keeps rates low
  • Credit rating impacts rates
  • Your gender can raise or lower rates
  • Higher deductibles save money
  • Safety rating of your F-350
  • Your profession
  • The amount of protection requested
  • Whether you own your home

One last important factor that can impact the rate you pay on your Ford is the year of manufacture. Used vehicles cost less so the cost to replace them may result in lower rates. But newer models may have options including a backup camera, automatic crash notification, pedestrian detection, and blind-spot warning system which may provide discounts that lower premiums.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle below.

Auto liability insurance

This coverage protects you from damage that occurs to people or other property. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so purchase as high a limit as you can afford.

Collision insurance

This coverage pays for damage to your Ford resulting from a collision with another car or object. A deductible applies then your collision coverage will kick in. Collision coverage for your Ford F-350 can be pricey, so you might think about dropping it from vehicles that are 8 years or older. Another option is to choose a higher deductible to save money on collision insurance.

Comprehensive insurance

This coverage will pay to fix damage OTHER than collision with another vehicle or object. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The most you'll receive from a claim is the ACV or actual cash value, so if the vehicle is not worth much consider dropping full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Your UM/UIM coverage gives you protection when the "other guys" do not carry enough liability coverage. Because many people only purchase the least amount of liability that is required, their limits can quickly be used up. For this reason, having high UM/UIM coverages is a good idea.

Med pay and Personal Injury Protection (PIP)

Med pay and PIP coverage pay for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. The coverages can be used in conjunction with a health insurance program or if there is no health insurance coverage. Personal Injury Protection is not available in all states but can be used in place of medical payments coverage.

How Much are Ford F-350 Insurance Rates?