Vehicles > Ford > Escape Hybrid

Ford Escape Hybrid Insurance Cost

Finding cheaper car insurance online is simple to do, in addition you can save money. The critical component is getting rates from as many companies as possible in order to accurately compare the lowest rate quotes.

Finding the best direct price on car insurance can be complicated if you have never used quoting online. Don't let that stop you because it's actually quite easy. There are several ways to get quotes and find the best price. By far the easiest way to find the cheapest Escape Hybrid insurance rates is to perform an online rate comparison. This is very easy and can be done by getting a quick quote here.

Criteria which help determine your insurance rates

Car insurance premiums for your Ford Escape Hybrid can be significantly different subject to many criteria. A few of these criteria are:

  • Traffic citations increase rates
  • Better credit means lower rates
  • Men typically pay more than women
  • The deductible you choose
  • NTSB crash rating for your vehicle
  • Your occupation
  • Insurance coverage level
  • Owning a home can lower rates

An additional factor which can affect Escape Hybrid insurance cost is the year of the vehicle. Models that are a few years old have a much lower replacement value than newer models so the payout to repair can decrease annual premiums. Although more recent Ford vehicles may have safety features included like pedestrian detection, dual-stage airbags, and blind-spot warning system that may help help offset higher rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Liability coverage

Escape Hybrid liability coverage will cover injuries or damage you cause to other's property or people that is your fault. Liability coverage protects against claims such as funeral expenses, loss of income, and emergency aid. This coverage is usually fairly inexpensive so you should buy as large an amount as possible.

Collision insurance

This will pay to fix damage to your Ford resulting from colliding with another vehicle or an object, but not an animal. You first must pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage makes up a good portion of your premium, so consider removing coverage from older vehicles. Drivers also have the option to raise the deductible in order to get cheaper Escape Hybrid insurance cost.

Comprehensive coverage

Comprehensive insurance coverage covers damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first and then insurance will cover the rest of the damage. The highest amount a car insurance company will pay at claim time is the market value of your vehicle, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

This coverage provides protection from other motorists when they are uninsured or don't have enough coverage. Since a lot of drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage should not be overlooked.

Medical payments coverage and PIP

Personal Injury Protection (PIP) and medical payments coverage reimburse you for bills such as ambulance fees, surgery, and doctor visits. They can be utilized in addition to your health insurance policy or if you are not covered by health insurance. Personal injury protection coverage is only offered in select states and may carry a deductible.

How Much are Ford Escape Hybrid Insurance Rates?