Ford Edge Insurance Rates

Finding cheaper auto insurance through online rate quotes is easy, in addition you may find lower rates. The key is to get rates from as many companies as possible so you can get all your choices.

Consumers who are new to the process of comparing rates may think finding cut-rate Edge insurance is going to be difficult. Getting cheaper insurance rates can be surprisingly simple. The only requirement is to invest a few minutes to compare quotes from different insurance companies. It is quite easy and can be accomplished by completing this short form.

Criteria which help determine your insurance rates

Insurance premiums for your Ford Edge can fluctuate considerably based upon several criteria. A few of these criteria are:

Your driving record
Credit rating impacts rates
The size of your community
High miles vs. low miles
Men typically pay more than women
Low deductibles cost more
NTSB crash rating for your vehicle
Whether or not you have claims
Having continuous coverage saves you money
Owning a home can lower rates

One important consideration which can affect your rates is the age of the vehicle. New vehicles have a higher actual cash value compared to older Ford models so repair costs are higher which may result in higher rates. Although more recent Ford vehicles have more advanced features included like autonomous braking, an advanced theft deterrent system, a telematics system, and adaptive headlights which may give discounted rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Auto liability

Liability insurance will cover injuries or damage you cause to other's property or people that is your fault. Liability can pay for claims such as funeral expenses, loss of income, and emergency aid. Liability insurance is relatively cheap so buy as high a limit as you can afford.

Auto collision coverage

This will pay to fix damage to your Ford resulting from colliding with another vehicle or an object, but not an animal. A deductible applies and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from lower value vehicles. It's also possible to increase the deductible in order to get cheaper Edge insurance rates.

Comprehensive auto coverage

Comprehensive insurance coverage pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible then your comprehensive coverage will pay. The most a auto insurance company will pay at claim time is the actual cash value, so if the vehicle's value is low it's not worth carrying full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

This coverage protects you and your vehicle from other motorists when they are uninsured or don't have enough coverage. Since a lot of drivers have only the minimum liability required by law, their limits can quickly be used up. This is the reason having UM/UIM coverage should not be overlooked.

Medical payments and PIP coverage

Personal Injury Protection (PIP) and medical payments coverage provide coverage for bills like ambulance fees, surgery, and doctor visits. They are utilized in addition to your health insurance program or if you are not covered by health insurance. PIP is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Ford Edge Insurance Rates?