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Ford Crown Victoria Insurance Cost

Buying car insurance by comparing rates online is simple to do and there is a good chance you can save money. The critical component is to get rates from all providers so you can get all possible prices.

Shopping online for car insurance can be a challenge if you have never used online quoting. But relax because it's actually quite easy. There are several ways of comparing rates from car insurance companies in your area. The easiest way by far to find competitive Crown Victoria insurance rates is to get quotes online. This can be accomplished by completing this short form.

Car insurance premiums paid to insure a Ford Crown Victoria can fluctuate considerably subject to many criteria. Some of these factors include:

  • Traffic citations increase rates
  • Credit rating impacts rates
  • Male rates may be higher
  • Low deductibles cost more
  • Safety rating of your Crown Victoria
  • Your occupation
  • The amount of protection requested
  • Whether you own your home

An additional factor that helps determine Crown Victoria insurance cost is the year of the vehicle. Older models cost less than newer models so the costs to repair can decrease annual premiums. But newer vehicles may have safety features including adaptive cruise control, lane departure warning system, and pedestrian detection which may give discounted rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle below.

Auto liability insurance

Crown Victoria liability coverage can cover damage that occurs to a person or their property in an accident. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so you should buy as high a limit as you can afford.

Collision protection

Collision insurance covers damage to your Ford from colliding with another car or object. A deductible applies and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from older vehicles. It's also possible to raise the deductible to save money on collision insurance.

Comprehensive insurance

This pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You need to pay your deductible first and then insurance will cover the rest of the damage. The most you'll receive from a claim is the market value of your vehicle, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

Uninsured or underinsured coverage

Your UM/UIM coverage protects you and your vehicle when the "other guys" either are underinsured or have no liability coverage at all. Since many drivers have only the minimum liability required by law, their limits can quickly be used up. For this reason, having high UM/UIM coverages is very important.

Med pay and Personal Injury Protection (PIP)

Coverage for medical payments and/or PIP reimburse you for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They are used to cover expenses not covered by your health insurance program or if there is no health insurance coverage. Personal injury protection coverage is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are Ford Crown Victoria Insurance Rates?