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Ford Contour SVT Insurance Cost

Buying car insurance by quoting online can be fast and easy, plus you might just save a little. The most important part is to compare rates from all providers so you can compare the lowest rate quotes.

If you're new to shopping for car insurance online, you may be overwhelmed by the hoards of online companies vying for your business. When shopping for car insurance there are multiple ways to compare rate quotes from car insurance companies in your area. By far the easiest way to find the lowest Contour SVT insurance rates is to get quotes online. This can be done by visiting this page.

Rates are impacted by these things

Auto insurance rates paid to insure a Ford Contour SVT will vary greatly depending on several factors. Including but not limited to:

  • A clean driving record keeps rates low
  • Your credit history
  • Male drivers pay higher rates
  • Higher deductibles save money
  • Crash test rating for your Contour SVT
  • What you do for a living
  • The amount of protection requested
  • Home ownership saves money

A final factor that helps determine Contour SVT insurance cost is the model year. Older models have a lower value in comparison to older models so the costs to repair may result in lower rates. But new Ford models may have a trim level with safety features including lane departure warning system, anti-lock brakes, and adaptive headlights so those may provide discounts that lower premiums.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability coverages

This coverage provides protection from damage or injury you incur to a person or their property in an accident. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so consider buying as much as you can afford.

Collision insurance

Collision insurance pays to fix your vehicle from damage from colliding with a stationary object or other vehicle. You have to pay a deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from vehicles that are older. Another option is to bump up the deductible to save money on collision insurance.

Comprehensive coverages

This will pay to fix damage from a wide range of events other than collision. A deductible will apply and the remainder of the damage will be paid by your Ford Contour SVT comprehensive insurance. The maximum amount your car insurance company will pay is the ACV or actual cash value, so if the vehicle is not worth much consider removing comprehensive coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Uninsured or Underinsured Motorist coverage gives you protection when the "other guys" either have no liability insurance or not enough. Since many drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is very important.

Coverage for medical payments

Medical payments and Personal Injury Protection insurance pay for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). The coverages can be used to cover expenses not covered by your health insurance plan or if there is no health insurance coverage. Personal Injury Protection is not universally available but can be used in place of medical payments coverage.

How Much are Ford Contour SVT Insurance Rates?