Vehicles > Ford > C-Max Hybrid
There are many options when looking for the best insurance on your Ford vehicle. You can get prices from your neighborhood insurance agent or price shop online to compare pricing from many different companies. Comparing auto insurance from online companies is simple to do and there is a good chance you will probably save money.
Using the web to shop for auto insurance direct can be a challenge if you have never used online quotes. But relax because there is an easy way to compare rates. Reducing your C-Max Hybrid insurance cost is actually quite simple. All that's required is to spend a few minutes on the computer comparing rates online with multiple companies. This can be done by visiting this page.
Insurance rates paid to insure a Ford C-Max Hybrid can vary widely subject to many criteria. Some of these factors include:
One last important factor that can impact the rate you pay on your Ford is the year of manufacture. A newer vehicle have a higher value so the payout to repair can inflate annual premiums. But new Ford models may have options including forward-collision avoidance, automatic crash notification, and tire pressure monitors which can provide discounts that lower premiums.
To get more specific information about how much rates will be for your vehicle, select the year of your C-Max Hybrid below.
Liability coverage
C-Max Hybrid liability coverage provides protection from damage that occurs to a person or their property. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so purchase higher limits if possible.
Collision coverage protection
This coverage pays to fix your vehicle from damage from colliding with another car or object. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from vehicles that are 8 years or older. Another option is to choose a higher deductible to save money on collision insurance.
Comprehensive coverage
This will pay to fix damage OTHER than collision with another vehicle or object. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The maximum payout you'll receive from a claim is the market value of your vehicle, so if the vehicle is not worth much consider removing comprehensive coverage.
Coverage for uninsured or underinsured drivers
Your UM/UIM coverage gives you protection when the "other guys" either have no liability insurance or not enough. Because many people only purchase the least amount of liability that is required, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is a good idea.
Medical payments coverage and PIP
Medical payments and Personal Injury Protection insurance reimburse you for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. The coverages can be used to cover expenses not covered by your health insurance policy or if there is no health insurance coverage. Personal injury protection coverage is not universally available but can be used in place of medical payments coverage.
How Much are Ford C-Max Hybrid Insurance Rates?