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FIAT 500e Insurance Cost

Shopping for car insurance through online rate quotes is simple to do, plus you can save money. The critical component is to compare rates from all companies in order to have all possible prices.

Comparing car insurance rates direct online can be difficult if you have never used online rate quotes. But don't be discouraged because it's actually quite easy. There are several ways of comparing rates from car insurance companies in your area. The easiest way by far to compare 500e insurance rates consists of shopping online. This can be done by comparing rates here.

Car insurance rates influenced by the following

Car insurance premiums on a FIAT 500e will vary greatly subject to many criteria. Including but not limited to:

  • Traffic citations increase rates
  • Your credit history
  • Male rates may be higher
  • Deductible amount directly impacts your rate
  • Crash test rating for your 500e
  • Your occupation
  • The amount of protection requested
  • Home ownership saves money

An additional factor that will help determine 500e insurance cost is the year of the vehicle. Older cars and trucks have a lower value than newer models so the cost to replace them can decrease annual premiums. But newer vehicles may have safety features including lane departure warning system, autonomous braking, pedestrian detection, and blind-spot warning system so those may lower rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Auto liability

500e liability coverage can cover damage or injury you incur to people or other property by causing an accident. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so you should buy as much as you can afford.

Collision protection

Collision coverage covers damage to your FIAT resulting from a collision with a stationary object or other vehicle. You have to pay a deductible and the rest of the damage will be paid by collision coverage. Collision coverage for your 500e can be pricey, so consider removing coverage from older vehicles. You can also raise the deductible to save money on collision insurance.

Comprehensive auto coverage

This coverage pays for damage from a wide range of events other than collision. You need to pay your deductible first and then insurance will cover the rest of the damage. The maximum amount your car insurance company will pay is the market value of your vehicle, so if it's not worth much more than your deductible it's probably time to drop comprehensive insurance.

Uninsured or underinsured coverage

Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants when the "other guys" either are underinsured or have no liability coverage at all. Due to the fact that many drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is important protection for you and your family.

Medical payments and PIP coverage

Coverage for medical payments and/or PIP reimburse you for immediate expenses such as EMT expenses, pain medications, and nursing services. They are often used in conjunction with a health insurance plan or if there is no health insurance coverage. Personal injury protection coverage is not an option in every state and gives slightly broader coverage than med pay.

How Much are FIAT 500e Insurance Rates?