Vehicles > FIAT > 500

FIAT 500 Insurance Quotes

You have lots of choices when looking for the best insurance on your FIAT vehicle. You can either buy through an insurance agent or go online to compare insurance costs of car insurance companies. Comparing car insurance from online rate quotes can be fast and easy and at the same time you may find lower rates.

If you've never shopped for car insurance online, it's easy to be confused by the hoards of companies selling insurance. The are a couple different ways to compare quotes from different insurance companies. The best way to find the cheapest FIAT 500 insurance cost involves getting comparison quotes online. It is quite easy and can be accomplished by getting a quick quote here.

Which factors influence the rate you pay?

Insurance premiums on a FIAT 500 will vary greatly depending on several factors. Taken into consideration are:

  • Higher performance 500 vehicles cost more
  • Your accident history
  • Home and auto can earn discounts
  • Pleasure use vs. commuting use
  • Special coverage such as replacement cost
  • Your job
  • The level of coverage
  • Whether you rent or own your home

One important consideration that can impact your rates is the age of the vehicle. Used vehicles have a reduced actual cash value compared to new FIAT models so the cost to replace them may result in lower rates. Conversely, newer models have more advanced features such as an advanced theft deterrent system, forward-collision avoidance, and a backup camera so those may help offset higher rates.

To get a better idea how much rates will be for your vehicle, select the year of your 500 from available model years below.

Liability insurance

This coverage protects you from damages or injuries you inflict on people or other property. Liability insurance covers things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so buy as much as you can afford.

Collision coverage protection

This coverage pays for damage to your FIAT resulting from a collision with an object or car. You have to pay a deductible then your collision coverage will kick in. Collision coverage for your FIAT 500 can be pricey, so you might think about dropping it from lower value vehicles. Drivers also have the option to increase the deductible to bring the cost down.

Comprehensive protection

This coverage covers damage that is not covered by collision coverage. A deductible will apply then your comprehensive coverage will pay. The maximum amount you can receive from a comprehensive claim is the ACV or actual cash value, so if your deductible is as high as the vehicle's value consider dropping full coverage.

Coverage for uninsured or underinsured drivers

This provides protection from other drivers when they do not carry enough liability coverage. Because many people carry very low liability coverage limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage is a good idea.

Medical expense coverage

Med pay and PIP coverage pay for expenses like doctor visits, EMT expenses, and X-ray expenses. They can be used in conjunction with a health insurance plan or if you do not have health coverage. Personal Injury Protection is not available in all states and may carry a deductible.

How Much are FIAT 500 Insurance Rates?