Dodge Stratus Insurance Rates

There are many options when trying to insure your Dodge vehicle. You can get prices from an insurance agent or shop online to check prices from car insurance companies. Buying car insurance from online rate quotes is easy and there is a good chance you may find lower rates.

People who are new to shopping for insurance may think shopping for affordable Stratus insurance is more work than they want to put in. The are a couple different ways to compare quotes from car insurance companies in your area. The quickest method to find competitive Stratus insurance quotes is to get quotes online. This can be accomplished by completing this short form.

Insurance premiums paid to insure a Dodge Stratus can be significantly different based upon several criteria. Some of these factors include:

The performance level of your Stratus
How many accidents you have had
Multiple policies can save money
How you use your vehicle
Extra coverages like towing and rental
Your job
The amount of protection requested
Whether you own your home

One important consideration that helps determine your rates is the age of the vehicle. Older models cost less compared to new Dodge models so the costs to repair will push premiums down. But newer models have more advanced features including adaptive cruise control, a collision avoidance system, autonomous braking, and an advanced theft deterrent system that may help give discounted rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Stratus below.

Liability insurance

Liability insurance protects you from damage that occurs to a person or their property in an accident. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so buy as large an amount as possible.

Collision coverage

Collision insurance pays for damage to your Dodge from colliding with another car or object. You first must pay a deductible and then insurance will cover the remainder. This coverage can be expensive, so consider dropping it from lower value vehicles. It's also possible to increase the deductible to save money on collision insurance.

Comprehensive protection

This pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first have to pay a deductible then your comprehensive coverage will pay. The highest amount you'll receive from a claim is the actual cash value, so if the vehicle's value is low consider dropping full coverage.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage protects you and your vehicle when the "other guys" do not carry enough liability coverage. Since many drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is very important.

Medical expense coverage

Med pay and PIP coverage provide coverage for short-term medical expenses like nursing services, prosthetic devices, and dental work. They are used to cover expenses not covered by your health insurance policy or if there is no health insurance coverage. PIP is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Dodge Stratus Insurance Rates?