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Dodge Sprinter Insurance Cost

Comparing car insurance through online rate quotes is easy, in addition you can save money. The key is to compare rates from all companies so you can compare all possible prices.

Beginners to comparing rates may think buying low-cost Sprinter insurance is going to be difficult. There are several ways to compare quotes from car insurance companies in your area. The easiest way by far to find the lowest Sprinter insurance rates involves getting comparison quotes online. This is very easy and can be done by visiting this page.

Criteria which help determine Dodge insurance rates

Car insurance premiums on a Dodge Sprinter will vary greatly based upon several criteria. A few of these criteria are:

  • Your driving record
  • Your credit history
  • Your gender can raise or lower rates
  • Higher deductibles save money
  • NTSB crash rating for your vehicle
  • Your occupation
  • The amount of protection requested
  • Owning a home can lower rates

An additional factor that can impact Sprinter insurance cost is the year of the vehicle. Used vehicles have a much lower replacement value than newer models so the cost to replace them will push premiums down. But newer models may have safety features including lane departure warning system, autonomous braking, pedestrian detection, and blind-spot warning system so those may provide discounts that lower premiums.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Auto liability

Liability insurance protects you from injuries or damage you cause to people or other property. Liability insurance covers claims such as funeral expenses, loss of income, and emergency aid. Liability insurance is relatively cheap so you should buy as much as you can afford.

Collision protection

This coverage pays for damage to your Dodge resulting from a collision with another vehicle or an object, but not an animal. You have to pay a deductible and then insurance will cover the remainder. Collision coverage for your Sprinter can be pricey, so consider dropping it from older vehicles. Another option is to raise the deductible to save money on collision insurance.

Comprehensive auto coverage

This coverage will pay to fix damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible and then insurance will cover the rest of the damage. The maximum amount a car insurance company will pay at claim time is the actual cash value, so if the vehicle is not worth much consider dropping full coverage.

Uninsured or underinsured coverage

This coverage gives you protection when the "other guys" do not carry enough liability coverage. Because many people only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is a good idea.

Medical payments and PIP coverage

Med pay and PIP coverage provide coverage for bills such as ambulance fees, surgery, and doctor visits. The coverages can be used in conjunction with a health insurance plan or if there is no health insurance coverage. PIP is not available in all states but can be used in place of medical payments coverage.

How Much are Dodge Sprinter Insurance Rates?