Dodge Nitro Insurance Rates

Drivers have lots of options when attempting to insure your Dodge vehicle. You can get prices from a local agent or shop online to compare insurance costs of insurance providers. Finding cheaper car insurance by comparing rates online is easy, plus you might just save a little.

Consumers who are new to the process of buying insurance may think buying cut-rate Nitro insurance is going to be difficult. When shopping for car insurance there are multiple ways of comparing rates and find the best price. The fastest way to find the cheapest Nitro insurance quotes is to perform an online rate comparison. This can be done by getting a quick quote here.

Premiums are calculated by the following

Auto insurance rates for your Dodge Nitro will vary greatly based upon several criteria. Including but not limited to:

The performance level of your Nitro
Your accident history
Home/auto policy bundles save money
Pleasure, commuting or business use can affect rates
Add-on coverages such as rental reimbursement
What you do for a living
Insurance coverage level
Home ownership saves money

A final factor which can affect Nitro insurance rates is the model year. Models that are a few years old have a lower value in comparison to older models so the payout to repair will push premiums down. Although newer vehicles may have a trim level with safety features included like a backup camera, dual-stage airbags, and an advanced theft deterrent system so those may help offset higher rates.

To get a better understanding how much rates will be for your vehicle, select the year of your Nitro from the list below.

Auto liability insurance

Liability insurance can cover damage or injury you incur to other's property or people that is your fault. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so consider buying as much as you can afford.

Auto collision coverage

This covers damage to your Dodge resulting from colliding with a stationary object or other vehicle. You have to pay a deductible and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from vehicles that are older. Drivers also have the option to bump up the deductible in order to get cheaper Nitro insurance rates.

Comprehensive insurance

Comprehensive insurance coverage covers damage from a wide range of events other than collision. You first have to pay a deductible and the remainder of the damage will be paid by your Dodge Nitro comprehensive insurance. The maximum amount your car insurance company will pay is the actual cash value, so if your deductible is as high as the vehicle's value it's probably time to drop comprehensive insurance.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Uninsured or Underinsured Motorist coverage provides protection from other motorists when they either are underinsured or have no liability coverage at all. Since a lot of drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage should not be overlooked.

Med pay and Personal Injury Protection (PIP)

Coverage for medical payments and/or PIP provide coverage for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They can be utilized in addition to your health insurance plan or if you are not covered by health insurance. PIP is not an option in every state and may carry a deductible.

How Much are Dodge Nitro Insurance Rates?