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Dodge Neon Insurance Cost

Comparing car insurance on the web saves time, is easy to do, plus you may find lower rates. The key to finding lower rates is to compare rates from as many companies as possible in order to accurately compare all possible prices.

Using the web to shop for car insurance direct can be difficult if you are a beginner to online rate quotes. Don't let that stop you because we're going to show you how. The are a couple different ways to compare quotes from different insurance companies. The easiest way by far to find the cheapest Neon insurance rates involves getting comparison quotes online. This can be done by getting a quick quote here.

Rates are determined by these factors

Insurance premiums for your Dodge Neon will vary greatly and are calculated by many factors. Including but not limited to:

  • Tickets increase premiums
  • Your credit history
  • Your gender can raise or lower rates
  • The deductible you choose
  • Crash test rating for your Neon
  • Your job
  • The level of coverage
  • Home ownership saves money

One important consideration that can impact your rates is the age of the vehicle. Used vehicles have a lower value compared to new Dodge models so the payout to repair may end up costing you less. Conversely, newer models have more advanced features such as adaptive cruise control, sideview assist mirrors, dual-stage airbags, and a telematics system so those may help offset higher rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability car insurance

This protects you from damage or injury you incur to other's property or people. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so buy as much as you can afford.

Collision protection

This coverage pays for damage to your Dodge resulting from colliding with a stationary object or other vehicle. You have to pay a deductible then the remaining damage will be paid by your insurance company. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from lower value vehicles. Drivers also have the option to increase the deductible to bring the cost down.

Comprehensive car insurance

Comprehensive insurance coverage covers damage from a wide range of events other than collision. You first must pay your deductible then your comprehensive coverage will pay. The maximum amount your car insurance company will pay is the cash value of the vehicle, so if your deductible is as high as the vehicle's value consider dropping full coverage.

Uninsured or underinsured coverage

Uninsured or Underinsured Motorist coverage provides protection from other drivers when they do not carry enough liability coverage. Because many people carry very low liability coverage limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage is a good idea.

Coverage for medical expenses

Med pay and PIP coverage kick in for immediate expenses like EMT expenses, pain medications, and nursing services. They can be utilized in addition to your health insurance plan or if you do not have health coverage. PIP coverage is not available in all states and may carry a deductible.

How Much are Dodge Neon Insurance Rates?