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Dodge Magnum Insurance Rates

You have many choices when buying insurance for your Dodge vehicle. You can either contact a local agent or price shop online to compare insurance costs of car insurance companies. Shopping for auto insurance from online rate quotes is simple to do, in addition you might just save a little.

Comparing auto insurance rates direct online can be complicated if you have never used quoting online. But don't let that discourage you because comparing prices is actually very simple. Finding lower Magnum insurance cost doesn't have to be difficult. You just have to spend a little time to get quotes online with multiple companies. This is very easy and can be done by getting a quick quote here.

Criteria which help determine Magnum insurance quotes

Auto insurance rates for a Dodge Magnum can be significantly different subject to many criteria. A few of these criteria are:

  • More performance equals higher cost
  • How many accidents you have had
  • Whether you insure your home with the same company
  • Use of your vehicle
  • Optional coverages like vehicle replacement
  • Claims drive up premiums
  • Having current coverage saves
  • Owning a home can lower rates

A final factor that will help determine Magnum insurance rates is the model year. Models that are new have a higher replacement value in comparison to later models so the payout to repair may end up costing you more. On the flip side, newer models may have a trim level with safety features like adaptive cruise control, anti-lock brakes, and active head restraints that may help help offset higher rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Magnum from the following list.

Liability insurance - Magnum liability coverage protects you from injuries or damage you cause to other people or property by causing an accident. Liability coverage protects against claims such as funeral expenses, loss of income, and emergency aid. This coverage is usually fairly inexpensive so consider buying as large an amount as possible.

Collision coverage - Collision coverage pays for damage to your Dodge caused by collision with another vehicle or an object, but not an animal. You first must pay a deductible and the rest of the damage will be paid by collision coverage. Magnum collision insurance is rather expensive coverage, so consider removing coverage from vehicles that are older. Drivers also have the option to bump up the deductible to get cheaper Magnum insurance rates.

Comprehensive protection - Comprehensive insurance covers damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first and the remainder of the damage will be paid by your Dodge Magnum comprehensive insurance. The highest amount a auto insurance company will pay at claim time is the market value of your vehicle, so if your deductible is as high as the vehicle's value consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - This coverage provides protection when other motorists do not carry enough liability coverage. Due to the fact that many drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family.

Medical expense coverage - Med pay and PIP coverage reimburse you for bills (i.e. ambulance fees, surgery, and doctor visits). They can be used to fill the gap from your health insurance policy or if you lack health insurance entirely. Personal injury protection coverage is not available in all states and may carry a deductible.

How Much are Dodge Magnum Insurance Rates?