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Dodge Intrepid Insurance Rates

Shopping for auto insurance by getting online quotes saves time, is easy to do, plus you can save money. The key to finding lower rates is to get rates from all providers so you can compare the cheapest rate quotes.

Comparing auto insurance rates direct online can be difficult if you are a beginner to online quoting. But relax because it's actually quite easy. Finding lower Intrepid insurance cost can be relatively painless. You just have to spend a little time getting comparison quotes online from several insurance companies. This is very easy and can be done by visiting this page.

Car insurance rates influenced by these things

Car insurance premiums paid to insure a Dodge Intrepid can fluctuate considerably and are calculated by many factors. Including but not limited to:

  • Tickets increase premiums
  • Credit rating impacts rates
  • Male drivers pay higher rates
  • Higher deductibles save money
  • Crash test rating for your Intrepid
  • Your claim history
  • Maintaining coverage lowers rates
  • Home ownership saves money

An additional factor that will help determine Intrepid insurance rates is the year of the vehicle. A newer vehicle have a higher replacement value than older models so the costs to repair may result in higher rates. But new Dodge models may have safety features including anti-lock brakes, adaptive headlights, and adaptive cruise control which may provide discounts that lower premiums.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability - This provides protection from damage or injury you incur to a person or their property by causing an accident. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. It is cheap coverage so you should buy as high a limit as you can afford.

Collision coverage - Collision coverage pays to fix your vehicle from damage from colliding with a stationary object or other vehicle. A deductible applies then the remaining damage will be paid by your insurance company. This coverage can be expensive, so analyze the benefit of dropping coverage from older vehicles. Another option is to raise the deductible to save money on collision insurance.

Comprehensive or Other Than Collision - This will pay to fix damage from a wide range of events other than collision. You first must pay your deductible and then insurance will cover the rest of the damage. The most your auto insurance company will pay is the cash value of the vehicle, so if the vehicle is not worth much consider removing comprehensive coverage.

Uninsured/Underinsured Motorist coverage - Uninsured or Underinsured Motorist coverage gives you protection when the "other guys" either have no liability insurance or not enough. Due to the fact that many drivers only purchase the least amount of liability that is required, their limits can quickly be used up. For this reason, having high UM/UIM coverages is important protection for you and your family.

Medical costs insurance - Medical payments and Personal Injury Protection insurance kick in for immediate expenses such as EMT expenses, pain medications, and nursing services. The coverages can be used to cover expenses not covered by your health insurance program or if there is no health insurance coverage. PIP coverage is not universally available but can be used in place of medical payments coverage.

How Much are Dodge Intrepid Insurance Rates?