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Dodge Grand Caravan Insurance Rates

Finding cheaper auto insurance by comparing rates online is easy and there is a good chance you can save money. The key is getting rates from all providers so you can get the cheapest rate quotes.

Consumers who are new to the process of shopping for insurance may think shopping for affordable Grand Caravan insurance is going to be difficult. Finding lower Grand Caravan insurance cost can be quick and easy. You just have to spend a little time getting comparison quotes from different insurance companies. It is quite easy and can be accomplished by completing this short form.

Car insurance premiums paid to insure a Dodge Grand Caravan can be significantly different based upon several criteria. Some of these factors include:

  • Your driving record
  • Better credit means lower rates
  • Male drivers pay higher rates
  • Low deductibles cost more
  • Safety rating of your Grand Caravan
  • Your claim history
  • Having current coverage saves
  • Whether you own your home

An additional factor which can affect Grand Caravan insurance rates is the year of the vehicle. New vehicles have a higher actual cash value than older models so repair costs are higher which may end up costing you more. On the flip side, new Dodge models may have safety features like a backup camera, an advanced theft deterrent system, dual-stage airbags, and pedestrian detection that may help give discounted rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle below.

Auto liability insurance - Liability insurance provides protection from damage that occurs to a person or their property that is your fault. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so you should buy as large an amount as possible.

Collision coverage - This pays to fix your vehicle from damage from colliding with another car or object. You first must pay a deductible and then insurance will cover the remainder. This coverage can be expensive, so consider dropping it from older vehicles. It's also possible to raise the deductible to get cheaper Grand Caravan insurance rates.

Comprehensive insurance - This pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first have to pay a deductible and then insurance will cover the rest of the damage. The highest amount you'll receive from a claim is the actual cash value, so if the vehicle's value is low consider removing comprehensive coverage.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage protects you and your vehicle when other motorists either have no liability insurance or not enough. Since a lot of drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Med pay and Personal Injury Protection (PIP) - Medical payments and Personal Injury Protection insurance provide coverage for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They are used to cover expenses not covered by your health insurance policy or if you lack health insurance entirely. PIP is not universally available but it provides additional coverages not offered by medical payments coverage.

How Much are Dodge Grand Caravan Insurance Rates?