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Dodge Dart Insurance Cost

There are many options when shopping for car insurance for your Dodge vehicle. You can either contact a local agent or shop online to compare rates from a lot of auto insurance companies. Finding cheaper auto insurance through online companies is easy and there is a good chance you might just save a little.

Consumers who are new to the process of shopping for insurance may think finding cut-rate Dart insurance is difficult. Lowering your Dart insurance rates is not a difficult process. You just need to take a few minutes to get quotes from different insurance companies. It is quite easy and can be accomplished by comparing rates here.

Auto insurance rates for your Dodge Dart can fluctuate considerably based upon several criteria. Some of these factors include:

  • The performance level of your Dart
  • Accidents raise premiums
  • Home/auto policy bundles save money
  • Pleasure, commuting or business use can affect rates
  • Your age
  • Whether you are married
  • Extra coverages like towing and rental
  • Claims drive up premiums
  • Maintaining coverage lowers rates
  • Whether you own your home

A final factor which can affect Dart insurance cost is the model year. Newer models have a higher actual cash value in comparison to later models so repair costs are higher which may result in higher rates. But newer models may have a trim level with safety features including a telematics system, a collision avoidance system, tire pressure monitors, and traction control which may lower rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Dart below.

Coverage for liability

Liability insurance protects you from damage that occurs to other's property or people that is your fault. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so consider buying as high a limit as you can afford.

Collision insurance

This pays for damage to your Dodge resulting from colliding with another car or object. A deductible applies and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from vehicles that are older. You can also bump up the deductible to save money on collision insurance.

Comprehensive coverage (or Other than Collision)

Comprehensive insurance coverage pays for damage OTHER than collision with another vehicle or object. You first have to pay a deductible and the remainder of the damage will be paid by your Dodge Dart comprehensive insurance. The most you'll receive from a claim is the actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Your UM/UIM coverage protects you and your vehicle's occupants when the "other guys" do not carry enough liability coverage. Since a lot of drivers only carry the minimum required liability limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages should not be overlooked.

Insurance for medical payments

Med pay and PIP coverage provide coverage for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They are often utilized in addition to your health insurance program or if there is no health insurance coverage. PIP is not available in all states and gives slightly broader coverage than med pay.

How Much are Dodge Dart Insurance Rates?