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Chevrolet Silverado 3500 Insurance Cost

Finding cheaper car insurance by comparing rates online can be fast and easy and there is a good chance you can save money. The most important part is getting rates from all companies in order to have all possible prices.

If you are a novice to online car insurance shopping, you can be overwhelmed by the hoards of companies offering insurance. There are several ways to compare rate quotes from local car insurance companies. The easiest way by far to compare Silverado 3500 insurance rates is to perform an online rate comparison. This can be accomplished by comparing rates here.

Car insurance premiums on a Chevrolet Silverado 3500 can be significantly different depending on several factors. Some of these factors include:

  • A clean driving record keeps rates low
  • Better credit means lower rates
  • Male drivers pay higher rates
  • Deductible amount directly impacts your rate
  • Safety rating of your Silverado 3500
  • Your occupation
  • Your coverage level
  • Whether you own your home

An additional factor which can affect Silverado 3500 insurance cost is the year of the vehicle. Models that are a few years old cost less than newer models so the cost to replace them may result in lower rates. On the flip side, new Chevrolet models may have safety features like adaptive cruise control, lane departure warning system, and pedestrian detection that may help lower rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle below.

Auto liability insurance

This coverage provides protection from damage that occurs to people or other property that is your fault. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so you should buy as large an amount as possible.

Collision protection

This pays to fix your vehicle from damage resulting from a collision with another car or object. You first must pay a deductible then your collision coverage will kick in. Collision coverage for your Silverado 3500 can be pricey, so you might think about dropping it from older vehicles. You can also raise the deductible to get cheaper Silverado 3500 insurance cost.

Comprehensive insurance

This coverage pays for damage OTHER than collision with another vehicle or object. A deductible will apply and then insurance will cover the rest of the damage. The highest amount you'll receive from a claim is the ACV or actual cash value, so if it's not worth much more than your deductible consider removing comprehensive coverage.

Uninsured or underinsured coverage

Your UM/UIM coverage protects you and your vehicle's occupants when other motorists either have no liability insurance or not enough. Since a lot of drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Med pay and Personal Injury Protection (PIP)

Medical payments and Personal Injury Protection insurance pay for short-term medical expenses such as nursing services, prosthetic devices, and dental work. They are often used in conjunction with a health insurance policy or if you lack health insurance entirely. Personal Injury Protection is not universally available and gives slightly broader coverage than med pay.

How Much are Chevrolet Silverado 3500 Insurance Rates?