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Chevrolet Prizm Insurance Rates

Comparing car insurance through online providers is easy and there is a good chance you may find lower rates. The key is to get rates from all companies so you can compare the lowest priced insurance.

Beginners to shopping for insurance may think finding low-cost Prizm insurance is hard and time consuming. The are a couple different ways to get quotes from local car insurance companies. The best method to find the lowest Prizm insurance cost involves getting comparison quotes online. This can be accomplished by visiting this page.

Insurance premiums on a Chevrolet Prizm can fluctuate considerably based upon several criteria. Some of these factors include:

  • Your driving record
  • Credit rating impacts rates
  • Men typically pay more than women
  • Higher deductibles save money
  • Safety rating of your Prizm
  • Your job
  • Your coverage level
  • Whether you own your home

One important consideration that can impact your rates is the age of the vehicle. Used vehicles cost less compared to new Chevrolet models so the cost to replace them will push premiums down. On the flip side, more recent Chevrolet vehicles have more advanced features like all-wheel drive, a telematics system, and autonomous braking which may provide discounts that lower premiums.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle below.

Liability auto insurance - Liability insurance will cover damage that occurs to people or other property. Liability can pay for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so buy as high a limit as you can afford.

Collision coverage - This coverage will pay to fix damage to your Chevrolet resulting from a collision with another car or object. A deductible applies and then insurance will cover the remainder. Collision coverage for your Prizm can be pricey, so consider dropping it from lower value vehicles. Another option is to increase the deductible to get cheaper Prizm insurance rates.

Comprehensive (Other than Collision) - This coverage will pay to fix damage OTHER than collision with another vehicle or object. You first have to pay a deductible then your comprehensive coverage will pay. The most you'll receive from a claim is the actual cash value, so if the vehicle is not worth much it's not worth carrying full coverage.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage gives you protection when other motorists are uninsured or don't have enough coverage. Because many people only purchase the least amount of liability that is required, their limits can quickly be used up. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Medical expense insurance - Personal Injury Protection (PIP) and medical payments coverage provide coverage for short-term medical expenses like nursing services, prosthetic devices, and dental work. The coverages can be used in conjunction with a health insurance program or if you lack health insurance entirely. PIP is only offered in select states but can be used in place of medical payments coverage.

How Much are Chevrolet Prizm Insurance Rates?