Chevrolet Malibu Insurance - Compare and Save

Drivers have lots of options when attempting to insure your Chevrolet vehicle. You can get prices from an insurance agent or price shop online to compare rates from car insurance companies. Finding cheaper auto insurance from online rate quotes is simple to do, plus you may find lower rates.

Finding the best direct price on auto insurance can be difficult if you have never used online quoting. But relax because we're going to show you how. Getting cheaper insurance rates doesn't have to be difficult. The only requirement is to invest a few minutes to compare quotes online with multiple companies. It is quite easy and can be accomplished by comparing rates here.

Premiums are calculated by the following

Insurance premiums paid to insure a Chevrolet Malibu can fluctuate considerably subject to many criteria. Including but not limited to:

More performance equals higher cost
Accidents raise premiums
Home/auto policy bundles save money
How you use your vehicle
Add-on coverages such as rental reimbursement
Whether or not you have claims
No coverage lapses saves money
Home ownership saves money

One important consideration which can affect your rates is the age of the vehicle. Newer models have a higher actual cash value compared to older Chevrolet models so the payout to repair may result in higher rates. Conversely, newer vehicles have more advanced features such as forward-collision avoidance, adaptive cruise control, and lane departure warning system which may lower rates.

To get a better idea how much rates will be for your vehicle, select the year of your Malibu from the list below.

Liability insurance

Malibu liability coverage can cover damage or injury you incur to a person or their property that is your fault. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so buy as high a limit as you can afford.

Auto collision coverage

This covers damage to your Chevrolet from colliding with a stationary object or other vehicle. A deductible applies and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from lower value vehicles. You can also increase the deductible to bring the cost down.

Comprehensive protection

This pays for damage from a wide range of events other than collision. You need to pay your deductible first then your comprehensive coverage will pay. The most your auto insurance company will pay is the market value of your vehicle, so if it's not worth much more than your deductible it's probably time to drop comprehensive insurance.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants from other drivers when they either are underinsured or have no liability coverage at all. Since a lot of drivers only carry the minimum required liability limits, their limits can quickly be used up. So UM/UIM coverage should not be overlooked.

Medical expense coverage

Coverage for medical payments and/or PIP reimburse you for immediate expenses like EMT expenses, pain medications, and nursing services. They are often used to cover expenses not covered by your health insurance program or if you do not have health coverage. Personal injury protection coverage is not an option in every state and gives slightly broader coverage than med pay.

How Much are Chevrolet Malibu Insurance Rates?