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Chevrolet Cruze Limited Insurance Rates

Drivers have lots of options when comparing insurance rates on your Chevrolet vehicle. You can buy direct from an agent or shop online to compare pricing from a lot of auto insurance companies. Finding cheaper auto insurance through online companies is easy, plus you can save money.

Consumers who are new to the process of buying insurance may think buying cheap Cruze Limited insurance is difficult. Finding a better price on auto insurance is not a difficult process. Consumers just need to spend a few minutes getting comparison quotes from different insurance companies. It is quite easy and can be accomplished by visiting this page.

Premiums are calculated by these factors

Car insurance premiums for a Chevrolet Cruze Limited will vary greatly based upon several criteria. Including but not limited to:

  • The performance level of your Cruze Limited
  • Your accident history
  • Home/auto policy bundles save money
  • Use of your vehicle
  • Your age
  • Being married can lower rates
  • Add-on coverages such as rental reimbursement
  • Your claim history
  • No coverage lapses saves money
  • Home ownership saves money

An additional factor which can affect Cruze Limited insurance rates is the year of the vehicle. A newer vehicle have a higher actual cash value than older models so repair costs are higher which will push premiums up. Conversely, newer models may have safety features such as anti-lock brakes, adaptive headlights, blind-spot warning system, and a backup camera so those may provide discounts that lower premiums.

To get a better idea how much rates will be for your vehicle, select the year of your Cruze Limited from the list below.

Coverage for liability - Liability insurance protects you from damage or injury you incur to other people or property that is your fault. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so you should buy as much as you can afford.

Collision coverages - This pays for damage to your Chevrolet caused by collision with a stationary object or other vehicle. You have to pay a deductible and then insurance will cover the remainder. Cruze Limited collision insurance is rather expensive coverage, so consider dropping it from older vehicles. Another option is to raise the deductible to bring the cost down.

Comprehensive coverage (or Other than Collision) - Comprehensive insurance will pay to fix damage from a wide range of events other than collision. You first have to pay a deductible and then insurance will cover the rest of the damage. The maximum amount your auto insurance company will pay is the actual cash value, so if the vehicle is not worth much consider dropping full coverage.

Uninsured and underinsured coverage - Uninsured or Underinsured Motorist coverage gives you protection from other drivers when they do not carry enough liability coverage. Since a lot of drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. So UM/UIM coverage should not be overlooked.

Insurance for medical payments - Med pay and PIP coverage provide coverage for immediate expenses such as EMT expenses, pain medications, and nursing services. The coverages can be used to fill the gap from your health insurance plan or if you do not have health coverage. PIP is not available in all states but can be used in place of medical payments coverage.

How Much are Chevrolet Cruze Limited Insurance Rates?

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