Chevrolet Corvette Stingray Insurance

You have many choices when trying to find low-cost insurance for your Chevrolet vehicle. You can get prices from your neighborhood insurance agent or get quotes online to check prices from many different companies. Finding cheaper auto insurance from online companies saves time, is easy to do, in addition you will probably save money.

Finding the best direct price on auto insurance can be complicated if you are a beginner to online rate quotes. But don't be discouraged because there is an easy way to compare rates. Getting lower Corvette Stingray insurance cost is actually quite simple. The only thing you need to do is invest a little time comparing rates online from several insurance companies. It is quite easy and can be accomplished by completing this short form.

Criteria which help determine Chevrolet insurance rates

Insurance rates on a Chevrolet Corvette Stingray will vary greatly and are calculated by many factors. A few of these criteria are:

High performance increases premiums
Your accident history
Home/auto policy bundles save money
Pleasure use vs. commuting use
Optional coverages like vehicle replacement
No claims lowers premiums
No coverage lapses saves money
Owning a home can lower rates

One last important factor which can affect the rate you pay on your Chevrolet is the year of manufacture. New vehicles have a higher actual cash value so the costs to repair will push premiums up. Conversely, more recent Chevrolet vehicles may have options such as autonomous braking, a telematics system, a collision avoidance system, and a rollover prevention system so those may give discounted rates.

To get a better idea how much rates will be for your vehicle, select the year of your Corvette Stingray from the following list.

2014 Chevrolet Corvette Stingray Insurance Rates

Liability coverage

This will cover injuries or damage you cause to people or other property that is your fault. Liability insurance covers claims such as funeral expenses, loss of income, and emergency aid. It is cheap coverage so purchase as much as you can afford.

Coverage for collisions

This will pay to fix damage to your Chevrolet resulting from a collision with another vehicle or an object, but not an animal. You have to pay a deductible then the remaining damage will be paid by your insurance company. Collision coverage for your Corvette Stingray can be pricey, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. It's also possible to choose a higher deductible to bring the cost down.

Comprehensive coverage

This coverage pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage. The maximum amount a auto insurance company will pay at claim time is the cash value of the vehicle, so if the vehicle's value is low it's not worth carrying full coverage.

Protection from uninsured/underinsured drivers

This coverage protects you and your vehicle from other drivers when they are uninsured or don't have enough coverage. Since a lot of drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. So UM/UIM coverage should not be overlooked.

Medical payments coverage and PIP

Personal Injury Protection (PIP) and medical payments coverage kick in for bills for things like ambulance fees, surgery, and doctor visits. They are used in conjunction with a health insurance plan or if you do not have health coverage. PIP coverage is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Chevrolet Corvette Stingray Insurance Rates?