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Chevrolet Classic Insurance Rates

Drivers have lots of options when attempting to insure your Chevrolet vehicle. You can either buy through your neighborhood insurance agent or price shop online to compare pricing from insurance carriers. Comparing car insurance by getting online quotes is simple to do, plus you will probably save money.

Using the web to shop for car insurance direct can be difficult if you have never used online quotes. Don't let that stop you because there is an easy way to compare rates. To find the best car insurance prices, there are several ways to compare quotes from different insurance companies. The fastest way to find the lowest Classic insurance quotes involves getting comparison quotes online. This can be done by visiting this page.

Rates are determined by these factors

Insurance rates for your Chevrolet Classic can vary widely subject to many criteria. Including but not limited to:

  • More performance equals higher cost
  • Any accidents you may have
  • Home and auto can earn discounts
  • Pleasure, commuting or business use can affect rates
  • Add-on coverages such as rental reimbursement
  • Your profession
  • The level of coverage
  • Home ownership saves money

One last important factor that can impact the rate you pay on your Chevrolet is the year of manufacture. Used vehicles have a lower value so the payout to repair can decrease annual premiums. Conversely, newer models may have options such as traction control, tire pressure monitors, a collision avoidance system, and a telematics system which can provide discounts that lower premiums.

To get a better idea how much rates will be for your vehicle, select the year of your Classic from the list below.

Liability

Classic liability coverage protects you from damage or injury you incur to other's property or people. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so purchase higher limits if possible.

Auto collision coverage

This coverage pays for damage to your Chevrolet resulting from colliding with a stationary object or other vehicle. You will need to pay your deductible and the rest of the damage will be paid by collision coverage. Collision coverage makes up a good portion of your premium, so consider removing coverage from vehicles that are 8 years or older. Another option is to choose a higher deductible to bring the cost down.

Comprehensive or Other Than Collision

Comprehensive insurance coverage will pay to fix damage from a wide range of events other than collision. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The maximum payout your car insurance company will pay is the market value of your vehicle, so if the vehicle is not worth much consider dropping full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Uninsured or Underinsured Motorist coverage gives you protection from other drivers when they do not carry enough liability coverage. Because many people only purchase the least amount of liability that is required, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage is a good idea.

Medical costs insurance

Med pay and PIP coverage reimburse you for immediate expenses for things like EMT expenses, pain medications, and nursing services. The coverages can be utilized in addition to your health insurance policy or if you do not have health coverage. Personal injury protection coverage is not available in all states but can be used in place of medical payments coverage.

How Much are Chevrolet Classic Insurance Rates?