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Chevrolet Cavalier Insurance Rates

Buying car insurance by getting online quotes saves time, is easy to do and there is a good chance you will probably save money. The key to finding lower rates is getting rates from all providers so you can get the cheapest rate quotes.

Shopping online for car insurance can be a challenge if you are a beginner to quoting online. But relax because there is an easy way to compare rates. To find the best car insurance prices, there are several ways of comparing rates from car insurance companies in your area. The recommended way to find competitive Cavalier insurance cost is to get quotes online. This can be accomplished by completing this short form.

Insurance rates paid to insure a Chevrolet Cavalier can be significantly different and are calculated by many factors. Some of these factors include:

  • Tickets increase premiums
  • Better credit means lower rates
  • Male rates may be higher
  • Low deductibles cost more
  • Safety rating of your Cavalier
  • Your profession
  • The amount of protection requested
  • Whether you own your home

One last important factor that helps determine the rate you pay on your Chevrolet is the year of manufacture. Older models cost less so the costs to repair may end up costing you less. But newer vehicles may have options including anti-lock brakes, adaptive headlights, and adaptive cruise control that may help give discounted rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle below.

Liability - This can cover damage that occurs to a person or their property in an accident. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so purchase as large an amount as possible.

Collision coverage - Collision insurance covers damage to your Chevrolet from colliding with another car or object. You first must pay a deductible then the remaining damage will be paid by your insurance company. This coverage can be expensive, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. It's also possible to choose a higher deductible to save money on collision insurance.

Comprehensive or Other Than Collision - This pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage. The highest amount you'll receive from a claim is the cash value of the vehicle, so if the vehicle's value is low it's probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage protects you and your vehicle when the "other guys" either are underinsured or have no liability coverage at all. Since many drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is very important.

Medical costs insurance - Coverage for medical payments and/or PIP kick in for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are used to cover expenses not covered by your health insurance policy or if there is no health insurance coverage. PIP coverage is not an option in every state but it provides additional coverages not offered by medical payments coverage.

How Much are Chevrolet Cavalier Insurance Rates?