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Chevrolet Bolt EV Insurance Rates

Buying car insurance by getting online quotes is easy, plus you may find lower rates. The key is to take the time to get as many rate quotes as possible so you can get every option.

People who are new to buying insurance may think purchasing cheap Bolt EV insurance is nearly impossible. The are a couple different ways to get quotes and find the best price. The quickest method to find competitive Bolt EV insurance quotes is to get quotes online. This can be done by completing this short form.

Rates are impacted by...

Insurance premiums for a Chevrolet Bolt EV can vary widely based upon several criteria. Including but not limited to:

  • Your driving record
  • Credit rating
  • Where you live
  • How many miles you drive
  • Men typically pay more than women
  • Low deductibles cost more
  • Crash test rating for your Bolt EV
  • Your job
  • Insurance coverage level
  • Home ownership saves money

One important consideration that helps determine your rates is the age of the vehicle. Older models have a lower value compared to new Chevrolet models so repair costs tend to be lower which will push premiums down. Although more recent Chevrolet vehicles have more advanced features included like a telematics system, dual-stage airbags, a rollover prevention system, and a collision avoidance system which can give discounted rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Liability

Liability insurance will cover damage or injury you incur to other people or property in an accident. Liability coverage pays for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so buy higher limits if possible.

Collision coverage

Collision insurance will pay to fix damage to your Chevrolet caused by collision with a stationary object or other vehicle. You will need to pay your deductible and then insurance will cover the remainder. Bolt EV collision insurance is rather expensive coverage, so consider dropping it from lower value vehicles. It's also possible to increase the deductible in order to get cheaper Bolt EV insurance rates.

Comprehensive or Other Than Collision

Comprehensive insurance pays to fix your vehicle from damage from a wide range of events other than collision. You first have to pay a deductible then your comprehensive coverage will pay. The maximum payout your car insurance company will pay is the actual cash value, so if the vehicle's value is low it's not worth carrying full coverage.

Uninsured Motorist or Underinsured Motorist insurance

Uninsured or Underinsured Motorist coverage protects you and your vehicle from other motorists when they are uninsured or don't have enough coverage. Since many drivers have only the minimum liability required by law, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is very important.

Medical costs insurance

Personal Injury Protection (PIP) and medical payments coverage provide coverage for immediate expenses like EMT expenses, pain medications, and nursing services. They are used to fill the gap from your health insurance policy or if you are not covered by health insurance. PIP is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Chevrolet Bolt EV Insurance Rates?