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Cadillac ATS Coupe Insurance Rates

Comparing auto insurance through online providers is easy and there is a good chance you will probably save money. The key is getting rates from all companies so you can get the lowest prices.

Beginners to shopping for insurance may think shopping for low-cost ATS Coupe insurance is hard and time consuming. Cutting your ATS Coupe insurance cost is surprisingly easy. Drivers just need to take a couple of minutes comparing rates from different insurance companies. This can be done by completing this short form.

Insurance rates on a Cadillac ATS Coupe can be significantly different based upon several criteria. Some of these factors include:

  • Your driving record
  • Better credit means lower rates
  • Men typically pay more than women
  • Low deductibles cost more
  • Safety rating of your ATS Coupe
  • No claims lowers premiums
  • No coverage lapses saves money
  • Whether you own your home

One last important factor that can impact the rate you pay on your Cadillac is the year of manufacture. New vehicles have a higher value so repair costs are higher which may end up costing you more. Conversely, more recent Cadillac vehicles may have options such as lane departure warning system, a collision avoidance system, a rollover prevention system, and an advanced theft deterrent system that may help give discounted rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle below.

Liability auto insurance - Liability insurance will cover damage that occurs to people or other property. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so purchase as large an amount as possible.

Collision - This coverage will pay to fix damage to your Cadillac resulting from a collision with another car or object. You first must pay a deductible and then insurance will cover the remainder. Collision coverage for your ATS Coupe can be pricey, so consider dropping it from vehicles that are 8 years or older. It's also possible to choose a higher deductible to bring the cost down.

Comprehensive (Other than Collision) - This coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage. The highest amount you'll receive from a claim is the actual cash value, so if the vehicle's value is low it's not worth carrying full coverage.

UM/UIM Coverage - Your UM/UIM coverage protects you and your vehicle from other drivers when they are uninsured or don't have enough coverage. Because many people have only the minimum liability required by law, their liability coverage can quickly be exhausted. So UM/UIM coverage is a good idea.

Medical expense insurance - Personal Injury Protection (PIP) and medical payments coverage provide coverage for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are used in conjunction with a health insurance policy or if you do not have health coverage. PIP is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are Cadillac ATS Coupe Insurance Rates?