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Buick Skylark Insurance Rates

Shopping for auto insurance through online rate quotes is easy and at the same time you can save money. The key is to take the time to get rates from as many companies as possible in order to have the lowest prices.

Consumers not familiar with comparison shopping may think purchasing cut-rate Skylark insurance is going to be difficult. Cutting your Skylark insurance cost can be surprisingly simple. Drivers just need to take a couple of minutes getting comparison quotes from different insurance companies. This is very easy and can be done by comparing rates here.

What factors impact your insurance rates?

Car insurance premiums for your Buick Skylark can vary widely based upon several criteria. Taken into consideration are:

  • Your driving record
  • Credit rating
  • Male rates may be higher
  • Deductible amount directly impacts your rate
  • Your vehicle's safety rating
  • Your claim history
  • No coverage lapses saves money
  • Whether you rent or own your home

An additional factor that will help determine Skylark insurance rates is the year of the vehicle. Newer models have a higher replacement value than older models so repair costs are higher which can inflate annual premiums. Conversely, newer vehicles may have safety features such as an advanced theft deterrent system, traction control, lane departure warning system, and dual-stage airbags which can lower rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Auto liability - Liability insurance can cover damages or injuries you inflict on other's property or people by causing an accident. Liability coverage pays for things such as emergency aid, pain and suffering, and medical services. Liability insurance is relatively cheap so you should buy higher limits if possible.

Collision - Collision coverage covers damage to your Buick resulting from colliding with an object or car. You will need to pay your deductible and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from older vehicles. You can also raise the deductible to bring the cost down.

Comprehensive auto coverage - Comprehensive insurance coverage pays for damage that is not covered by collision coverage. You first have to pay a deductible and then insurance will cover the rest of the damage. The maximum payout you can receive from a comprehensive claim is the actual cash value, so if it's not worth much more than your deductible it's probably time to drop comprehensive insurance.

UM/UIM Coverage - This protects you and your vehicle's occupants from other drivers when they either are underinsured or have no liability coverage at all. Due to the fact that many drivers only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage is important protection for you and your family.

Medical payments and PIP coverage - Coverage for medical payments and/or PIP provide coverage for expenses such as doctor visits, EMT expenses, and X-ray expenses. They are often utilized in addition to your health insurance policy or if you do not have health coverage. PIP is not an option in every state and gives slightly broader coverage than med pay.

How Much are Buick Skylark Insurance Rates?