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Buick Enclave Insurance Rates

There are many options when attempting to insure your Buick vehicle. You can either buy through an agent or get quotes online to compare pricing from insurance providers. Comparing car insurance by comparing rates online saves time, is easy to do and there is a good chance you can save money.

Using the web to shop for car insurance direct can be a challenge if you are a beginner to quoting online. But relax because it's actually quite easy. There are several ways to compare rate quotes from car insurance companies in your area. The fastest way to find the lowest Enclave insurance quotes involves getting comparison quotes online. This can be accomplished by visiting this page.

Car insurance premiums paid to insure a Buick Enclave can be significantly different and are calculated by many factors. Some of these factors include:

  • High performance increases premiums
  • How many accidents you have had
  • Home and auto can earn discounts
  • How you use your vehicle
  • Extra coverages like towing and rental
  • Your occupation
  • The amount of protection requested
  • Whether you own your home

An additional factor that can impact Enclave insurance rates is the year of the vehicle. Used vehicles cost less than newer models so the costs to repair may end up costing you less. But new Buick models may have safety features including a backup camera, dual-stage airbags, and an advanced theft deterrent system that may help provide discounts that lower premiums.

To get more specific information about how much rates will be for your vehicle, select the year of your Enclave below.

Auto liability insurance

This provides protection from damage that occurs to a person or their property. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. It is cheap coverage so you should buy as large an amount as possible.

Auto collision coverage

This coverage pays to fix your vehicle from damage from colliding with another car or object. You first must pay a deductible then the remaining damage will be paid by your insurance company. This coverage can be expensive, so analyze the benefit of dropping coverage from older vehicles. Another option is to raise the deductible to save money on collision insurance.

Comprehensive insurance

This will pay to fix damage OTHER than collision with another vehicle or object. You first must pay your deductible and then insurance will cover the rest of the damage. The highest amount you'll receive from a claim is the cash value of the vehicle, so if the vehicle is not worth much consider removing comprehensive coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage gives you protection when the "other guys" either have no liability insurance or not enough. Because many people only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is a good idea.

Med pay and Personal Injury Protection (PIP)

Medical payments and Personal Injury Protection insurance kick in for short-term medical expenses such as nursing services, prosthetic devices, and dental work. The coverages can be used to cover expenses not covered by your health insurance policy or if there is no health insurance coverage. PIP coverage is not universally available but can be used in place of medical payments coverage.

How Much are Buick Enclave Insurance Rates?