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Buick Century Insurance Rates

Buying car insurance through online companies is easy, plus you will probably save money. The key is to compare rates from as many companies as possible in order to have the cheapest rate quotes.

People who are new to buying insurance may think buying cut-rate Century insurance is difficult. To find the best car insurance prices, there are several ways to compare quotes from local car insurance companies. The recommended way to compare Century insurance cost is to get quotes online. This can be done by comparing rates here.

Rates are impacted by these factors

Insurance rates for your Buick Century will vary greatly based upon several criteria. Including but not limited to:

  • Your driving record
  • Your credit history
  • Your gender can raise or lower rates
  • Deductible amount directly impacts your rate
  • Crash test rating for your Century
  • Your profession
  • Your coverage level
  • Home ownership saves money

One last important factor that helps determine the rate you pay on your Buick is the year of manufacture. Older models have a lower value so the payout to repair will push premiums down. On the flip side, newer models may have options like adaptive cruise control, pedestrian detection, and lane departure warning system so those may lower rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Coverage for liability - Liability insurance protects you from damage or injury you incur to other's property or people in an accident. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so purchase as much as you can afford.

Collision coverage - Collision insurance pays for damage to your Buick resulting from colliding with a stationary object or other vehicle. You have to pay a deductible and then insurance will cover the remainder. Collision coverage makes up a good portion of your premium, so consider dropping it from vehicles that are 8 years or older. You can also choose a higher deductible to get cheaper Century insurance rates.

Comprehensive coverage (or Other than Collision) - Comprehensive insurance coverage pays for damage from a wide range of events other than collision. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage. The maximum amount your car insurance company will pay is the actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants when other motorists do not carry enough liability coverage. Since many drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage is very important.

Insurance for medical payments - Med pay and PIP coverage provide coverage for immediate expenses for things like EMT expenses, pain medications, and nursing services. They are often utilized in addition to your health insurance plan or if you lack health insurance entirely. PIP is not available in all states and gives slightly broader coverage than med pay.

How Much are Buick Century Insurance Rates?