BMW i8 Insurance Quotes

Buying car insurance through online rate quotes can be fast and easy, plus you might just save a little. The most important part is to get rates from all providers so you can get every option.

If you're new to shopping for car insurance online, you may be overwhelmed by the hoards of online companies vying for your business. When shopping for car insurance there are multiple ways to get quotes from different insurance companies. The quickest method to find competitive i8 insurance quotes is to get quotes online. This can be done by completing this short form.

Rates are impacted by...

Auto insurance rates paid to insure a BMW i8 can fluctuate considerably depending on several factors. Including but not limited to:

A clean driving record keeps rates low
Credit rating impacts rates
Where you live
Annual mileage can affect rates
Men typically pay more than women
Low deductibles cost more
Crash test rating for your i8
What you do for a living
The level of coverage
Home ownership saves money

A final factor that helps determine i8 insurance rates is the model year. Older models have a lower value in comparison to older models so the costs to repair may result in lower rates. Conversely, more recent BMW vehicles may have a trim level with safety features such as lane departure warning system, a telematics system, and adaptive headlights which may give discounted rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Auto liability

This coverage will cover damage or injury you incur to a person or their property in an accident. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so consider buying as high a limit as you can afford.

Collision coverage

Collision insurance will pay to fix damage to your BMW from colliding with a stationary object or other vehicle. A deductible applies then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from vehicles that are older. It's also possible to bump up the deductible to bring the cost down.

Comprehensive auto coverage

This pays to fix your vehicle from damage from a wide range of events other than collision. A deductible will apply and the remainder of the damage will be paid by your BMW i8 comprehensive insurance. The most your car insurance company will pay is the ACV or actual cash value, so if the vehicle's value is low it's not worth carrying full coverage.

Uninsured Motorist or Underinsured Motorist insurance

Uninsured or Underinsured Motorist coverage protects you and your vehicle from other drivers when they are uninsured or don't have enough coverage. Since many drivers have only the minimum liability required by law, their limits can quickly be used up. So UM/UIM coverage is very important.

Medical payments and PIP coverage

Personal Injury Protection (PIP) and medical payments coverage pay for immediate expenses (i.e. EMT expenses, pain medications, and nursing services). They are used to cover expenses not covered by your health insurance program or if you do not have health coverage. Personal Injury Protection is only offered in select states but it provides additional coverages not offered by medical payments coverage.

How Much are BMW i8 Insurance Rates?