Vehicles > Audi > S7

Audi S7 Insurance Cost

Drivers have lots of options when shopping for car insurance for your Audi vehicle. You can either contact an insurance agent or shop online to compare rates from a lot of auto insurance companies. Finding cheaper auto insurance through online companies is easy, plus you may find lower rates.

Consumers who are new to the process of buying insurance may think buying low-cost Audi S7 insurance is difficult. Lowering your Audi S7 insurance rates is not a difficult process. You just need to take a few minutes to compare quotes from different insurance companies. It is quite easy and can be accomplished by comparing rates here.

Premiums are calculated by the following

Insurance premiums on a Audi S7 will vary greatly based upon several criteria. Including but not limited to:

  • The performance level of your S7
  • Your accident history
  • Home/auto policy bundles save money
  • Pleasure use vs. commuting use
  • Your birth date
  • Whether you are married
  • Add-on coverages such as rental reimbursement
  • Whether or not you have claims
  • Maintaining coverage lowers rates
  • Home ownership saves money

One important consideration which can affect your rates is the age of the vehicle. Newer models have a higher actual cash value compared to older Audi models so repair costs are higher which will push premiums up. But newer vehicles have more advanced features including a telematics system, a collision avoidance system, tire pressure monitors, and traction control so those may lower rates.

To get more specific information about how much rates will be for your vehicle, select the year of your S7 from the list below.

Coverage for liability

Liability insurance can cover damage or injury you incur to people or other property that is your fault. Liability insurance covers claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so buy as much as you can afford.

Collision insurance

This covers damage to your Audi resulting from a collision with a stationary object or other vehicle. You have to pay a deductible and then insurance will cover the remainder. Collision coverage for your Audi S7 can be pricey, so consider dropping it from lower value vehicles. You can also increase the deductible to save money on collision insurance.

Comprehensive coverage (or Other than Collision)

This coverage pays for damage from a wide range of events other than collision. You first have to pay a deductible then your comprehensive coverage will pay. The maximum amount your auto insurance company will pay is the actual cash value, so if it's not worth much more than your deductible it's probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist (UM/UIM)

Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants when the "other guys" either are underinsured or have no liability coverage at all. Since a lot of drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages should not be overlooked.

Insurance for medical payments

Coverage for medical payments and/or PIP provide coverage for immediate expenses like EMT expenses, pain medications, and nursing services. They are often used in conjunction with a health insurance plan or if there is no health insurance coverage. PIP is not an option in every state and gives slightly broader coverage than med pay.

How Much are Audi S7 Insurance Rates?