Audi S5 Insurance - Compare and Save

You have lots of choices when attempting to insure your Audi vehicle. You can either buy through an insurance agent or price shop online to compare rates from companies. Comparing car insurance by quoting online is simple to do and at the same time you may find lower rates.

Using the web to shop for car insurance direct is challenging if you have never used quoting online. But don't let that discourage you because we're going to show you how. The are a couple different ways of comparing rates from car insurance companies in your area. The fastest way to compare Audi S5 insurance quotes involves getting comparison quotes online. It is quite easy and can be accomplished by comparing rates here.

What influences car insurance premiums?

Insurance premiums for a Audi S5 can be significantly different subject to many criteria. Taken into consideration are:

More performance equals higher cost
How many accidents you have had
Home and auto can earn discounts
Use of your vehicle
Special coverage such as replacement cost
Your job
The amount of protection requested
Whether you rent or own your home

One important consideration that can impact your rates is the age of the vehicle. Used vehicles have a reduced actual cash value compared to new Audi models so repair costs tend to be lower which can decrease annual premiums. But newer vehicles have more advanced features including adaptive headlights, anti-lock brakes, traction control, and a telematics system that may help lower rates.

To get more specific information about how much rates will be for your vehicle, select the year of your S5 from available model years below.

Liability coverages

Audi S5 liability coverage can cover damages or injuries you inflict on other people or property. Liability coverage protects against things such as emergency aid, pain and suffering, and medical services. This coverage is usually fairly inexpensive so buy as large an amount as possible.

Auto collision coverage

This coverage covers damage to your Audi caused by collision with an object or car. You first must pay a deductible and the rest of the damage will be paid by collision coverage. Audi S5 collision insurance is rather expensive coverage, so consider removing coverage from lower value vehicles. You can also increase the deductible to save money on collision insurance.

Comprehensive coverages

Comprehensive insurance pays for damage that is not covered by collision coverage. You need to pay your deductible first then your comprehensive coverage will pay. The highest amount you can receive from a comprehensive claim is the market value of your vehicle, so if it's not worth much more than your deductible it's probably time to drop comprehensive insurance.

UM/UIM (Uninsured/Underinsured Motorist) coverage

This protects you and your vehicle's occupants when the "other guys" either are underinsured or have no liability coverage at all. Because many people only carry the minimum required liability limits, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is a good idea.

Coverage for medical payments

Coverage for medical payments and/or PIP reimburse you for expenses like doctor visits, EMT expenses, and X-ray expenses. They are often used to fill the gap from your health insurance policy or if there is no health insurance coverage. Personal injury protection coverage is not an option in every state and gives slightly broader coverage than med pay.

How Much are Audi S5 Insurance Rates?