Audi A6 Insurance Quotes

You have many choices when attempting to insure your Audi vehicle. You can either buy through a local agent or go online to check prices from multiple insurance companies. Comparing auto insurance on the web can be fast and easy, in addition you might just save a little.

If you've never shopped for auto insurance online, you may be confused by the hoards of companies vying for your business. Getting cheaper insurance rates isn't really that difficult. The only requirement is to invest a few minutes to get quotes provided by online insurance companies. This can be done by completing this short form.

Criteria which help determine Audi insurance rates

Auto insurance rates on a Audi A6 will vary greatly depending on several factors. A few of these criteria are:

Higher performance A6 vehicles cost more
Your accident history
Home and auto can earn discounts
Pleasure use vs. commuting use
Your age
Having a spouse can save money
Optional coverages like vehicle replacement
Claims drive up premiums
Having current coverage saves
Owning a home can lower rates

A final factor that can impact Audi A6 insurance rates is the model year. New vehicles have a higher value in comparison to later models so the cost to replace them will push premiums up. On the flip side, newer models may have a trim level with safety features like automatic crash notification, anti-lock brakes, and a backup camera so those may give discounted rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your A6 from the following list.

Liability car insurance

This coverage protects you from injuries or damage you cause to people or other property. Liability insurance covers claims such as funeral expenses, loss of income, and emergency aid. Coverage is generally pretty cheap so consider buying as much as you can afford.

Auto collision coverage

This coverage pays for damage to your Audi resulting from a collision with another vehicle or an object, but not an animal. You have to pay a deductible then your collision coverage will kick in. Collision coverage for your Audi A6 can be pricey, so you might think about dropping it from vehicles that are older. It's also possible to bump up the deductible to get cheaper Audi A6 insurance rates.

Comprehensive auto insurance

This coverage pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. A deductible will apply and the remainder of the damage will be paid by your Audi A6 comprehensive insurance. The maximum amount a auto insurance company will pay at claim time is the ACV or actual cash value, so if the vehicle's value is low consider dropping full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

This coverage protects you and your vehicle when other motorists do not carry enough liability coverage. Because many people have only the minimum liability required by law, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Coverage for medical expenses

Med pay and PIP coverage pay for bills (i.e. ambulance fees, surgery, and doctor visits). They are used in conjunction with a health insurance plan or if you lack health insurance entirely. Personal Injury Protection is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Audi A6 Insurance Rates?