Vehicles > Audi > A5

Audi A5 Insurance Rates

Finding cheaper auto insurance by getting online quotes is simple to do and at the same time you may find lower rates. The critical component is getting rates from all providers so you can get the cheapest rate quotes.

Finding the best direct price on auto insurance is challenging if you have never used quoting online. But relax because we're going to show you how. Finding lower Audi A5 insurance cost can be relatively painless. You just have to spend a little time to compare quotes online with multiple companies. It is quite easy and can be accomplished by completing this short form.

What influences car insurance premiums?

Insurance premiums paid to insure a Audi A5 can be significantly different subject to many criteria. Taken into consideration are:

  • Traffic citations increase rates
  • Better credit means lower rates
  • Your gender can raise or lower rates
  • Low deductibles cost more
  • Your vehicle's safety rating
  • Whether or not you have claims
  • Having continuous coverage saves you money
  • Whether you rent or own your home

One important consideration which can affect your rates is the age of the vehicle. New vehicles have a higher actual cash value compared to older Audi models so the payout to repair may end up costing you more. Although newer models have more advanced features included like anti-lock brakes, adaptive headlights, and adaptive cruise control that may help give discounted rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Liability - Audi A5 liability coverage protects you from damages or injuries you inflict on a person or their property that is your fault. Liability coverage protects against things such as emergency aid, pain and suffering, and medical services. This coverage is usually fairly inexpensive so buy as large an amount as possible.

Collision coverage - This pays for damage to your Audi from colliding with an object or car. You first must pay a deductible and the rest of the damage will be paid by collision coverage. This coverage can be expensive, so consider removing coverage from lower value vehicles. It's also possible to increase the deductible in order to get cheaper Audi A5 insurance rates.

Comprehensive or Other Than Collision - This pays to fix your vehicle from damage that is not covered by collision coverage. You need to pay your deductible first then your comprehensive coverage will pay. The highest amount you can receive from a comprehensive claim is the market value of your vehicle, so if the vehicle's value is low consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - This protects you and your vehicle from other motorists when they do not carry enough liability coverage. Since a lot of drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage should not be overlooked.

Medical costs insurance - Med pay and PIP coverage reimburse you for expenses like doctor visits, EMT expenses, and X-ray expenses. They are used to cover expenses not covered by your health insurance policy or if you are not covered by health insurance. Personal injury protection coverage is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Audi A5 Insurance Rates?