There are many options when looking for the best insurance on your Audi vehicle. You can either buy through your neighborhood insurance agent or go online to compare rates from insurance providers. Comparing auto insurance by comparing rates online can be fast and easy and there is a good chance you will probably save money.
If you've never shopped for auto insurance online, you can be overwhelmed by the hoards of companies competing for your business. Reducing your Audi A4 insurance cost can be quick and easy. All that's required is to spend a few minutes on the computer comparing rates provided by online insurance companies. This can be done by comparing rates here.
Insurance rates on a Audi A4 can vary widely depending on several factors. Some of these factors include:
One last important factor that can impact the rate you pay on your Audi is the year of manufacture. Newer models have a higher value so the cost to replace them can inflate annual premiums. But newer models may have options including a collision avoidance system, all-wheel drive, a telematics system, and tire pressure monitors which can lower rates.
To get more specific information about how much rates will be for your vehicle, select the year of your A4 below.
Auto liability insurance
This coverage protects you from damage that occurs to people or other property. Liability coverage pays for things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so purchase higher limits if possible.
Collision coverage protection
This coverage pays for damage to your Audi resulting from a collision with another car or object. You will need to pay your deductible then your collision coverage will kick in. Collision coverage for your Audi A4 can be pricey, so you might think about dropping it from vehicles that are 8 years or older. You can also choose a higher deductible to save money on collision insurance.
Comprehensive insurance
This coverage pays for damage OTHER than collision with another vehicle or object. A deductible will apply then the remaining damage will be covered by your comprehensive coverage. The maximum payout you'll receive from a claim is the ACV or actual cash value, so if it's not worth much more than your deductible consider dropping full coverage.
Coverage for uninsured or underinsured drivers
Your UM/UIM coverage protects you and your vehicle's occupants when the "other guys" do not carry enough liability coverage. Because many people only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is a good idea.
Med pay and Personal Injury Protection (PIP)
Med pay and PIP coverage pay for short-term medical expenses for things like nursing services, prosthetic devices, and dental work. They are often used in conjunction with a health insurance policy or if there is no health insurance coverage. Personal Injury Protection is not available in all states and gives slightly broader coverage than med pay.
How Much are Audi A4 Insurance Rates?